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Young O/O looking for a insurance company.

Discussion in 'Ask An Owner Operator' started by ranger10, May 30, 2019.

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  1. May 30, 2019 #1
    ranger10

    ranger10 Bobtail Member

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    May 30, 2019
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    21 years old, clean mvr have had my cdl for almost 1 year and multiple years of experience. 1st quote through progressive was 18k a year on the semi that I just bought. Anybody know of other companys that will insure start ups that would be obviously cheaper?
     
    ranger10, May 30, 2019
    ranger10, May 30, 2019
    #1
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  3. May 30, 2019 #2
    ibcalm19

    ibcalm19 Road Train Member

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    That's about as good as it is going to get. It's only two companies that are doing new start ups Progressive and Berkshire.
     
    ibcalm19, May 30, 2019
    ibcalm19, May 30, 2019
    #2
  4. May 30, 2019 #3
    Ridgeline

    Ridgeline Road Train Member

    22,648
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    Dec 18, 2011
    Michigan
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    $18k, 21 years old?

    Go for it.
     
    Ridgeline, May 30, 2019
    Ridgeline, May 30, 2019
    #3
    Opendeckin, Midwest Trucker and D.Tibbitt Thank this.
  5. May 30, 2019 #4
    ranger10

    ranger10 Bobtail Member

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    May 30, 2019
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    your saying that's a average quote???
     
    ranger10, May 30, 2019
    ranger10, May 30, 2019
    #4
  7. May 30, 2019 #5
    Scooter Jones

    Scooter Jones Road Train Member

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    Apr 19, 2011
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    Multiple years experience ;-)
     
    Scooter Jones, May 30, 2019
    Scooter Jones, May 30, 2019
    #5
  8. May 30, 2019 #6
    Cam Roberts

    Cam Roberts Road Train Member

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    thats a qoute for some guys that are older than you and have experience. No you wont get anything cheaper.
    Maybe the guy that gave you a qoute didnt give the coverage you need or he missed something.
    What kind of coverage did they qoute you for being as young as you are no background.
     
    Cam Roberts, May 30, 2019
    Cam Roberts, May 30, 2019
    #6
    ibcalm19 Thanks this.
  9. May 30, 2019 #7
    ranger10

    ranger10 Bobtail Member

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    May 30, 2019
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    grew up on farm hauling grain
     
    ranger10, May 30, 2019
    ranger10, May 30, 2019
    #7
    Midwest Trucker Thanks this.
  10. May 30, 2019 #8
    Axl99

    Axl99 Bobtail Member

    20
    59
    Dec 22, 2011
    Harlan Ia
    0
    Try Great West out of Sioux City Iowa there a little cheaper .
     
    Axl99, May 30, 2019
    Axl99, May 30, 2019
    #8
  11. May 30, 2019 #9
    Ridgeline

    Ridgeline Road Train Member

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    Michigan
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    Yep, your age has a lot to do with it.... welcome to the world of high risk work.
     
    Ridgeline, May 30, 2019
    Ridgeline, May 30, 2019
    #9
  12. May 31, 2019 #10
    starmac

    starmac Road Train Member

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    Apr 11, 2019
    Fairbanks Ak
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    LOL.
    Iirc I was 27 when I bought my first semi, I don't remember how many insurance companies told me I was too young, even at 27.
     
    starmac, May 31, 2019
    starmac, May 31, 2019
    #10
    Cam Roberts and highwayMike Thank this.
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