Accident not on MVR/No police report

Im not telling you what to do, but as for me, I wouldnt mention an accident. If they find it, its an issue..... then if you tell them, it'll be an issue.
On the other side, if you dont tell them & they dont check, its not going to be an issue. For me, that's an easy call. In all my years, I've never listed anything that wasnt on my MVR.
When I worked for Waste Management, they used to run an MVR check every year. they used to give us a form to fill out for us to list any accidents, tickets etc that we have gotten over the last year. I used to put my name & DL# on it & make a note that "there's nothing on there that I know about". Then I'd ask them, you're gonna run it anyway right? Yes. Then run it & find out. All they wanted me to do was admit to something they werent going to find in their check. I aint THAT big of a fool.