Accident... What to do next???

I had my car damaged on a highway a few years ago, wasn't my fault. Got it appraised by an independent company, they did all the paperwork and I got a little over $3,000 for my 3-year old car. So there is such thing as diminished value, because my car (in this case truck) title is no longer clean, I can't sell it for the same price. Accident on the record does bring the price down and if you get it done right, you will get your money back.

 

Maybe so, still worth a try.
My biggest concern is the downtime. If I spend a week living in the motel waiting for the truck to get fixed, not only I am loosing over $3000 in profit for the vehicles I have on my trailer already, but also a potential money I could make if the accident didn't happen. That is something I can't afford to loose, I have bills to pay and this truck is my only source of income. And if the diminished value is something more or less questionable, there is no questions that because of their driver I am forced to stop working because my equipment is damaged. Downtime is something I am 100% entitled to. I would gladly let them rent me a truck until mine gets fixed, but I doubt they will succeed. My trailer need to be paired with a truck that has electrical brakes connection, not every semi will work. Plus a trailer is on a smaller size so it would be hard to find a right substitute.

 

Wow, that's a total bu***
I think a lot of that depends on a company and since Werner insures themselves, I hope they will be more cooperative. Was looking online and found an agency that works for contingency fee (they take % out of settlement, no money down or if you don't win) to fight the company for downtime. If Werner refuses to work with me on that, I will go all the way. Its a huge company, so hopefully they won't fight for a few $$ and spare themselves some pain in the ##*

 

I did call them, the agent told me to call our insurance. If they said "hey, we will work with you on that, don't worry" I would be more than happy to cooperate. But instead I was on hold for almost an hour and then the agent just told me to contact progressive so they can investigate. If tomorrow someone from Werner will contact me with an offer to settle it, I would be willing to compromise. But if I didn't contact progressive and Werner wanted nothing to do with me, I would be screwed even more for not filing a claim for days