Any mortgage companies that understand per diem

I went to a local bank in town, they understand self employed people and set me up quickly. Forget the online guys, go sit down with an actual banker.

 

Where do you live? I can give you a recommendation to a lady in my area, who a lot of local truckers get mortgage from. I personally know her and she knows exactly what you are talking about.

 

Going to Quicken Loans for a mortgage is like going to Fantastic Sam's for a haircut. There is a vast sea of people who are better and can be more understanding and accomodating.

 

I hear Churchill Mortgage is one of the best. They do manual underwriting and are endorsed by Dave Ramsey.

 

A mortgage is written on “Taxable” income. The more you take out via deductions the less you can borrow.

I went thru this when i tried to buy a house. I had to go 3 years without taking my perdiem to get the mortgage. After the was written i had my accountant go back over my last three years of taxes and put the perdiem in. I got my mortgage & a refund check from the irs.

It’s a game, learn to play it!

 

I know my guys at my local bank by name and they know me and what I do.

Try local....right in your neighborhood...