Anyone get loss of use while truck in the shop?

I was recently hit by another driver. I was in my sleeper asleep and was awakened to another driver hitting my truck with his trailer while he attempted to back beside me. This broke the headlight lense on the driver side, busted the fiberglass of the fender, and his trailer pretty much cut through the fiberglass side from the edge of the headlight all the way to the wheel well, along with causing damage to the driver side mirror.

I don't want to name what company or anything like that just in case I end up having to sue somebody related to this incident.

Has anyone been paid by insurance or the at-fault company for loss of use when this has occurred?

 

Well, you may be right. I already called my insurance when this occurred, which it happened at about 12:20 a.m. The driver that did hit me thankfully did not take off, called his company told them what happened, told them it was his fault (it's a backing incident, so not much to investigate, I don't believe), and provided all his documentation for me to take pictures of. I did the same. When I called the next day they already had a claim open and provided the claim number. Told me they needed estimates, so I took the truck to the shop yesterday and still waiting on the shop to provide the estimate. I am sure it probably needs a new hood, unless they can replace just the driver side fender on a 2024 Cascadia hood, and new LED headlight assembly. I was going to buy a new headlight assembly, but ended up just taping up what was there with some clear tape. What his company does not know most likely, is that their guy didn't hit the truck just once, he hit it 3 times. But the most damage came from the first hit.

I don't expect them to pay $1,000 a day or anything like that. I'd be happy with $500 a day probably. I am not looking to get rich from it at all, just reasonably compensated for the loss of use.

 

I am sorry that happened to you, @Banker . I hope they did pay you what you expected. I had an issue once where a TA screwed my truck up (old truck) and ended up being down 3 days while they paid for those parts and repairs. I asked for $500 a day and they didn't even bat an eye or ask for any proof of income or anything. I guess $500 is so reasonable they didn't want to risk it coming out to more if I looked harder? Anyway, they just took my account info and direct deposited it to my checking account. Super easy.

 

Thank you for this info. I will see what they end up doing after I get the estimate and all. I haven't spoken to the adjuster yet for their insurance but I do have the name and contact info for the adjuster. The thing is, this occurred in Missouri and I live in Texas. I will probably end up consulting an attorney though if it doesn't go well.