At Orientation: Legal retainer?

Two tough acts to follow but the show must go on.
"Point" is the aim.
Pencil me in for; "surrender your driver's license and never drive again".
I'm still missin' the point? By how far?
Hmmmmmm -----
And the pay is by the mile?
What's not to like? :smt112:smt003

Let me begin by tellin' you that I have no personal experience with any of the retainer programs available now-a-daze. For what it's worth, I've heard favorable comments from those who utilize such services. Strangely, the advice to avoid the services provided by retainer programs have come from those who have not participated in such programs, --- usually due to cost for the service which they felt is excessive. Considerin' those opinions were from yesteryears Big truck truck drivers, it's possible, and in my opinion highly likely, that with the inclusion of all the additional hoops added for drivers and the company they relocate freight for to jump through -- safely --, with even more hoops proposed for the near future, -- the chances of bumpin' into a hoop sooner or later is inevitable. Bumping too many hoops raises a driver's score. A perfect score is zero. Any number over that brings a driver one step closer to bein' removed from the game. Rejected, --- early retirement type B, unplanned -- forced.
Where to go from there to start anew?

With the additional pressure created by the recent interest in "safety" combined with the convoluted rules and regulations and the demand for compliance, with heavy penalties if you fail in that regard, I'm thinkin' for about a buck a day a retainer program could turn out to be a wise investment that might just save a career. Without knowin' exactly what services a retainer program includes, or if any offered would provide protection from undeserved consequences a Big truck truck driver could encounter, I couldn't recommend retainers one way or thuther. What I would recommend is for you to learn more about the retainer program that you're bein' offered to determine how it would be of benefit to you, or not. There are those who consider a retainer a necessity to have "when" ................. . And then there are those who find comfort in knowin' they have a retainer "if", ....... just in case an unanticipated event occurs.

If one is a bean-counter, a buck a day can add up over the years. A twenty-year career would come to $7,300. If, durin' that time no claims were paid out, would that cost be considered a loss? Or the cost of coverin' one's buttox from potentially havin' to shell out more than what'cha can afford, --- possibly more than the total cost of a retainer for the entire twenty-years?

I realize what I've contributed hasn't done much to enlighten you or make your decision easier. I'm thinkin' it's all dependent on your personal outlook. I'm lookin' forward to more responses from those who have experienced the services of a retainer program for additional input to be considered in a decision makin' process.

 

Im not gonna pay 395 dollars a year just so i can be bad. If i am bad theirs a 20+% chance they wont get me off anyway. I could always hire a lawer after the fact.

Its insurance. Statisticaly insurance always benefits the insurer. They right 100 policies, get a claim on 1...the other 99 more then paid for the one and they wasted money. Statistically your better off without it, but if you are the 1% you wish you had it lol. Are you a risk taker? if so, don't get it. If not, consider it. Just don't think your paying for a get out of jail free card, because your not. Also keep in mind, their success rate includes tickets that were lowered to a non moving violation or just lowered in general. You can normlay get that by just showing up to court.

 

O yea, part of your orientation is payed for by the insurance company. Swift gets a kick back if you sign up. Lol, Don't let them win. At Tmc they bring in a wellsfargo to try an sell us Bank accounts to. If you do want insurance, do your own research and pick the best one....NOT just the one that shows up to orientation.

 

It depends on the state you plan on getting your tickets in. I used to live in NY. There I could hand the speeding ticket and some $$ to my lawyer. He would see the DA, have the charges reduced to a nonmoving violation like bad exhaust or headlight out. Then he would pay that fine and keep the change. Here In TN a lawyer can't get it reduced. You pay the lawyer to represent you in court so he can pay your fine for you. It's still a speeding ticket with points. The program won't help you much here. The lawyer might be good if you plan on wringing some dock manager's neck though.