Been running my own rig and trailer around the country since the year 2000. The

Discussion in 'Experienced Truckers' Advice' started by Billingsgate, Nov 28, 2023.

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  1. aussiejosh

    aussiejosh Road Train Member

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    Wow a towing companying wanting between $96 000 - $126 000 think we're all in the wrong industry by the looks! How'd they get to that figure? Thats a lot of man hours to be charging you. If I was the insurance I would not want to pay that sum either. I do hope you can get all this mess sorted out though, all the best mate.
     
    aussiejosh, Nov 29, 2023
    #41
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  2. kemosabi49

    kemosabi49 Trucker Forum STAFF Staff Member

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    He said in post #9 that his CDL had been downgraded because his state DMV had not received documentation of his last physical. So when he wrecked the truck, he was driving without a valid drivers license (CDL). I can see an insurance company trying to use this as an excuse not to pay up. I would still get a lawyer involved. And also, that towing company is still liable to take sue him to try and collect their bill.
     
    kemosabi49, Nov 29, 2023
    #42
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  3. Ridgeline

    Ridgeline Road Train Member

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    I saw that but I know they would have still honored their policy.
     
    Ridgeline, Nov 29, 2023
    #43
  4. Billingsgate

    Billingsgate Bobtail Member

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    I wish I knew. Maybe they saw an opportunity to steal a golden egg without any effort.
    B
     
    Billingsgate, Nov 29, 2023
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  5. LOTSO

    LOTSO Heavy Load Member

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    He also said that he did not receive a ticket for that. So, my thought was, if his insurance didn't know for the last 10 months how would they know now? Especially if he immediately went and fixed it.
     
    LOTSO, Nov 29, 2023
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  6. LOTSO

    LOTSO Heavy Load Member

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    BTW...Do you have an INDEPENDENT insurance AGENT or are with a company like Progressive?
     
    LOTSO, Nov 29, 2023
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  7. Dave_in_AZ

    Dave_in_AZ Road Train Member

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    They gave you no reason(s) for denial of claim?

    You didn't ask?

    It should be in writing, and very easy to read.
     
    Dave_in_AZ, Nov 29, 2023
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  8. beastr123

    beastr123 Road Train Member

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    Your lawyer should be "talking" to that testing center that didn't submit correctly your completed medical in a timely manner causing your license to be downgraded. Your DMV record should be appealed after the testing center re-submits and any tickets issued should be appealed as well.
    After this the insurance should be appealed after this is done. Your lawyer should do it all.
     
    beastr123, Nov 29, 2023
    #48
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  9. Moosetek13

    Moosetek13 Road Train Member

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    Maybe things have changed in the past year or so, but I have always had to submit my forms to the DMV in my state myself.
    The doctors office, clinic, or testing center does not do that for you.

    Sometimes it seems they do that, with the stuff they have you fill out. But they don't. That is up to the individual to send it in - and to verify that it has been accepted and completed.

    Even if the testing place said they sent it in, the driver should check with their DMV to make sure.
    After all, it is their license status that is at stake here. And it is simple enough to check.
     
    Moosetek13, Nov 29, 2023
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  10. pavrom

    pavrom Road Train Member

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    ... I dont get it ... Multiple questions on insurance reasoning not to pay and the guy just quet ... You didnt have CDL, unit wasn't insured , driver not on the policy - you are starting the topic and hiding part of the story ?
    I had my car hauler stinger burnt to the ground with cars in 2013 and that unit wasn't on the policy , but that was my agent mistake, took me near 1 year to sue him and get it straight through his error and omission policy
     
    pavrom, Nov 29, 2023
    #50
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