Hi, I have 2 trucks and never had business credit cards and would like to open one and use it for maintainance, repairs and establish my business credit. I'm already have a good fuel card and only need rewards credit card.
Regards,
Best credit card for maintainance
Discussion in 'Ask An Owner Operator' started by rdelight, Oct 13, 2015.
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I'm leeching onto this, curious on the subject as well.
MayhemTrucking Thanks this. -
If your trucks are over the road you should have at least 2 diff. cards from 2 diff. co. so in case of one not working (hackers)you can use other. all should be paid off at end of mo. or you have $ problems in the making?
Last edited: Oct 13, 2015
truckon Thanks this. -
Chase Ink Cash and Amex SimplyCash are two of the best business cards you can get. Amex is probably a little bit easier to get. Both of them are cash rewards cards with no annual fee.
A great benefit to both of them is 5% cash back on cellular bills, in addition to 5% back at office supply stores. The Ink also gives 5% back on satellite or cable TV, 2% on restaurants. You can choose an additional category for 3% with the Amex. Both of them give a minimum of 1% back on any purchase. Also, both of them have great 0% introductory periods, as well.truckon and lots of character Thank this. -
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I see that the Ink card has a good intro offer of $300 back if you meet the minimum spending required. The Amex card usually has something similar - I think $250 back on it. Search around for that offer on the Amex.
You'll have to apply directly from a link with the offer to get the deal. But, if you've got some fairly large spending imminent, you might as well take advantage of that free money.truckon Thanks this. -
Get one from your local credit union for good terms. Avoid mega banks like the plague.
RedForeman and truckon Thank this. -
Just look for any restrictions; for example, some don't reward fuel purchases (or fuel purchases over a certain dollar amount).
Even with a good fuel card, there are times when a mom & pop station is selling diesel cheaper than I can get with fleet one (usually when prices are going up and they have an old supply of cheaper fuel).truckon Thanks this. -
Capital one SPARK business VISA minimum 2% cash back...Don't remember about annual fee, it's less than $100 I believe .
AMEX offered to me minimum 1.5% cash back for a $300 annual fee and you can get an annual fee free AMEX with minimum1% cash back .Stay away from Bank of America VISA -
Annual fee's are just another reason to not give a bank your credit card business and go with a credit union. I've never had an annual fee on a credit card.
TaylorMade407 and truckon Thank this.
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