Not that this matters in the broad scheme of the universe...
But. I'll share something I was involved in as a matter of more perspective. This happened in my personal vehicle at the time, which was an F250.
I ran a red light. I can offer up a long list of excuses as to why it happened, but they all boil back down to one singular factor which is I screwed up. It was in the morning, traffic was super light and I'd of gotten away with my petty crime if it hadn't been for one small detail.. I got bumped into by a woman driving a minivan who was turning right onto the road I was travelling on.
Her minivan suffered a broken headlight lens and some scratched paint, and the bedside of my F250 got a huge dent between the wheel well and back of the cab. Neither vehicle was disabled, nobody got hurt, so we didn't even get the Cops involved and just decided to let the Insurance companies handle things. Now, despite the advice of the armchair lawyers of the world I chose to accept fault for the collision in my statement to the insurance companies. Why? Because if I hadn't been a jack-wad and ran the light, the whole crunch up wouldn't have happened. I wanted to take responsibility for a mistake that I made.(WHO DOES THAT IN THIS DAY AND AGE, RIGHT?)
What was the final outcome in the eyes of the Insurance companies?
They assigned fault to the woman driving the minivan. It didn't matter that I was the A-hole who ran a red light. What mattered was state traffic laws. Those traffic laws are that it doesn't matter what the status of the lights are, the vehicle that is IN THE INTERSECTION has "control" and therefore the right of way, even if they were wrong in being there at that moment.. There was responsibility on the part of the individual who wanted to enter the intersection to make the right turn to ensure that it was safe to do so. You know, supposed to look both ways before you enter a cross street. The insurance companies decided that she hadn't done her due diligence to ensure that the intersection was clear before she entered it.
I actually got a phone call from her after that determination happened in which she was very upset. Said she regretted pushing to not have a police report done (she didn't want to be late to a meeting she was on the way to). My response was that probably the only change in outcome would have been me being cited for failure to obey a traffic control device, and that depending on the Officer's mood she could have been cited for failure to yield.
The moral of the story is this:
What happened to LoneRanger sucks. It's a learning experience, and it's in the hands of Lawyers and Insurance Companies.
Last edited: Apr 13, 2022
Reason for edit: Edited the last line for some clarity