Can I drive under someone else’s ins for better rates as an O/O

speeding 16 miles over a 30 mph speed limit Also knocked over yellow concrete barrier. concrete barrier broke. backed into another trucks trailer.

Fixed it for ya

 

No, I don’t think so. No ticket no worry.

 

Figures. Never knew that. I’ve had a couple incidents on private property. Both times hit 4 wheelers while backing up. No tickets. No rate increases either. Guess I got lucky. I never thought another insurance company would know. I agree be careful. Both of my incidents could have been easily avoided.

 

EVERY newbie I've talked to in last few years seems much much less careful than any drivers I've known over past almost 30 years. It is crazy how uncareful the newbies I've dealt with are. Imagine new doctors casually talking about when they accidentally kill or injured a patient like it's just dropping an ink pen. Some of the newbies may weakly say "oh yeah being careful is good" like a bored teenager saying he want to improve his grades after skipping class & failing 3 tests in the last month. They often have no conviction or show the slightest indication they are serious about much of anything. You probably are not like that, but there are more on the road now than before.

One driver said drive like you have had a serious wreck in your past, couldn't get a job for a long time and wfinally got one now and will be goll durn if you let anyone or anything so much as touch the paint of your vehicles ever again and go through the stress and worry of maybe never driving again. Imagine the worst circumstances (serious injury or massive wreck) and then drive like you are right now getting your last 2nd chance to keep working. That's the opposite attitude to the newbies with a "somebody else will pay for the mistakes & repairs, what's the big deal?"

 

Nope, in reality, thats how most humans function, minumum effort for maximum benefit, the difference is probably due to the envionment they are currently raised in (if privacy is impossible, why learn to hedge any straightforward answers?) So youre just getting honest opinions that always existed, just not voiced

 

They won't see anything like that. They don't see accidents unless there was a claim, an accident report, or a ticket. They will check your PSP report in addition to your MVR.

What did you mean by "2 of my incidents don’t involve another vehicle"? Was there one that did?

 

What kind of "warning"? Did he give you an inspection report? Officers often call that a warning because there is no ticket and no fine, but it goes on your PSP report and insurance companies will see it. If an insurance company sees a 16 over and you a new OO you have little chance of getting insured. Pull your PSP report and see what it says.

 

The people I worked with almost every part of the country from 80s to 2015 were not like the new drivers since 2015-now. I changed industries several times and never saw/heard the level of no-energy, no desire to do even an almost acceptable job, no concern if they are about to trash very expensive gear. I don't assume newbies now EVEN TRY NOT TO TAKE A DUMP IN THEIR OWN SHOES. They seem to not have not even the lowest & laziest standards, whatever. "You will destroy that bulldozer if you do that", "leave me alone." "Can you see what you are doing?" "Get off my back."

Not one employer or person I know over 30 sees any motivation in 99% of new employees unless they are prior military, athletes. YMMV

 

Absolutely not.

Explain leasing.

Why do you think this will be a solution for you?

You as a driver, will be the reason why you will pay a lot of money (>$20,000) so look for another job. Being an O/O won't solve your trivial problems.

 

My mileage DOES vary, im simply telling you that the older generations are just as commonly stupid and lazy as the new, the laziness takes slightly different forms, but the stupid is of a peice.