can my credit affect my chances of getting a job

Probably not... most companies won't even look at credit. The only thing they care about is your driving, criminal background, and work history.

 

Many companies will use a credit report to try to gauge the risk of a driver stealing from them. The thinking is that if someone is deep in debt they may be very desperate to find a quick way out.
It is best to be honest on your application and know that they will ask you to sign a form to allow them to do a credit check, They may or may not do a credit check, BUT you will have to sign the form..

 

I would say if you were going to be hauling anything of seriously high value or security they may. Companies in all kinds of fields do this because they want to know what kind of people they are entrusting with these kind of things. High debt may indicate a not so responsible individual more likely to commit a crime in order to reduce their debt. Not saying you would but many professions will not hire someone with bad credit, not sure about the trucking industry as a whole but there must be some out there that do credit checks...

 

For the most part, no. BUT, I agree with some of the other posters that is CAN depending. More and more companies ARE checking people's credit record for a fact. Heck, saw it on the news just the other day as a matter of fact. But, with trucking, you should probably be fine. Let's just say, if I had a company I would check employees backgrounds, credit, and such just to see what type of person he/she is...wouldn't hurt to check anyway.

 

I do know that there was a form to allow a credit check in my FMCSA "compliance pack" that I had to sign so I could authorize myself to run a credit check on myself when I set up my authority....

 

In my past life as a Security Contractor it was the #1 reason most people who met the qualifications were turned away.........The job did require us to have security clearances.....or some at a minimum needed a MRPT (Public Trust)....I would think that it could definately play a part if you were trying to haul Hazmat or Govmt contracts(depending on the company and the requirements put on them by the Govmt)..........They didn't look as hard at how deep you were in debt as to how you paid or if you had a bankruptcy..................I also know that insurance companies are also looking at your credit worthiness (among other things) to set your rates.........

 

Not to get off-topic here, but i was in debt also almost $10,000, they were calling all the time, and interest rates went up, use one card topay the other, but i got out with the help of Incharge Debt solutions, they helped cut my interest rates and im officially out of debt and credit card free, sorry to take it off-topic, but just lettting people know there is help out there if you want it

Peterbilt79