Cash advance question, how to get it into my checking?

Discussion in 'Experienced Truckers' Advice' started by trips74, Jul 17, 2023.

  1. trips74

    trips74 Medium Load Member

    Joined:
    Nov 7, 2007
    Messages:
    367
    Thanks Received:
    217
    Location:
    chicagoland, il
    0
    Funds our gone, need x advance to add to funds, it's been a rough year. Normally I keep at least a paycheck ahead but again been a rough year
     
  2. trips74

    trips74 Medium Load Member

    Joined:
    Nov 7, 2007
    Messages:
    367
    Thanks Received:
    217
    Location:
    chicagoland, il
    0
    Yeah well not gonna be able to pull up to a branch in the semi, but I read you can do a money order and photo deposit that? Ever try
     
  3. 201

    201 Road Train Member

    Joined:
    Apr 16, 2014
    Messages:
    12,275
    Thanks Received:
    25,061
    Location:
    high plains colorado
    0
    "Your cash ain't nothin' but trash", and Steve Miller was onto something. Used to be, cash DID talk. It was the main purpose of the "chain drive" wallet, that all big riggers had to have. Cash could get you out of many a jam, simply because credit was such a hassle. That's not the case today. Try and pay for a motel with cash. Many won't do it, or several hundred up front. If you trash the place, they have nobody to charge. We've become a society on credit, and it makes a handy way of recouping their losses. Credit card fraud is at an all time high, I booked a rental car on line, and the"fraud center" was quick to call. It's easier to charge folks they know don't check their bill, and just roll with it. At those % rates, they are STILL making money. Same thing at the pump. I have a trip coming up, and shudder thinking about going in and prepaying cash, right behind granny, paying for gas with quarters from her laundry fund, blissfully unaware as the line grows. Utilities too. Still paying with checks and dealing with the post office? Oh, it's so easy to just push a button, until a quick check of the statement often shows, "Hey,,I never went there". Oh, they'll cheerfully remove it, but much goes unnoticed. Cash will be around for a while yet, it's the stupid change we could do without. It takes 1.5 cents to make a penny. Nice, eh? With ATMs coast to coast, its foolish to carry a lot of money today,,,until the ATM system goes down,,,I suppose there was some merit to grannies mattress full of cash.
     
    Diesel Dave Thanks this.
  4. CargoWahgo

    CargoWahgo Road Train Member

    Joined:
    Jan 10, 2012
    Messages:
    3,912
    Thanks Received:
    3,945
    Location:
    Louisville, Kentucky
    0
    Paypal. Remove the middle man.

    More convenient and reliable than a bank. Cost a little bit for that convenience but I do a bunch of foreign currency transactions that USA banks won't take.

    Paypal fees go away when you have enough money in there and you start using their credit card to buy stuff.


    (If given the choice I will always pay with cash though) People that pay with card are a big reason of added inflation.
     
    silverspur Thanks this.
  5. ducnut

    ducnut Road Train Member

    Joined:
    Dec 31, 2010
    Messages:
    2,570
    Thanks Received:
    7,741
    Location:
    SPI
    0
    With Regions, I deposited my paycheck like that every week, working a different industry.
     
    Siinman Thanks this.
  6. Siinman

    Siinman Road Train Member

    Joined:
    Mar 5, 2017
    Messages:
    5,243
    Thanks Received:
    13,273
    Location:
    Kansas City, MO.
    0
    If you have a check you can do a photo deposit if your bank does it. I use Bank of America and do mobile deposits 99 percent of the time I get a check.
     
    silverspur, ducnut and Diesel Dave Thank this.
  7. Opus

    Opus Road Train Member

    Joined:
    Dec 18, 2011
    Messages:
    19,198
    Thanks Received:
    119,578
    Location:
    South GA
    0
    Only problem I had with being a 'card only' kinda guy was that I needed a tire repair at a weigh station in VA.
    I called TA, they said cash only. I asked why, they said that drivers would put the repair on a CC, and as soon as the tech left, they'd call the CC people and dispute the charge.
    I always carried $100 in the back of my wallet just in case. Granted, these days $100 won't get you far, but it will usually be enough to get you out of trouble.
    Cash advances are not good. Put the money into your checking account.
     
    silverspur, 201, JolliRoger and 2 others Thank this.
  8. mustang190

    mustang190 Road Train Member

    Joined:
    Jan 18, 2011
    Messages:
    2,844
    Thanks Received:
    6,111
    Location:
    Florida Panhandle
    0
    I have to laugh when I read some here slamming cash.
    I went through a category five hurricane.
    Cash is king! Even while I’m on the road I carry at least $500 in cash.
     
    silverspur and Diesel Dave Thank this.
  9. skallagrime

    skallagrime Road Train Member

    Joined:
    Apr 10, 2012
    Messages:
    3,856
    Thanks Received:
    9,938
    Location:
    Indiana
    0
    Carrying SOME is one thing, carrying 2 weeks of fuel and 5k for a big breakdown and tow is stupid these days.

    500$ im going to qualify as "some"
    Depending on circumstances, 500-1k is where i would draw the line as being unwise
     
    Diesel Dave and wore out Thank this.
  10. wore out

    wore out Numbered Classic

    Joined:
    Jun 5, 2013
    Messages:
    15,845
    Thanks Received:
    191,673
    Location:
    CHASIN THE DEVIL'S HERD
    0
    Um yes insurance company my truck just caught on fire. Oh no mister trucker we’ll start your claim. Can you list your contents. Yes ma’am um a rand McNally gps, a cobra 25 cb(didn’t work they won’t know) 5 pair of racing stripe underwear 3 socks huh 5k in cash and an inverter……ok sir looks like 30 bucks for your contents