Cdl insurance worth it

Discussion in 'Questions From New Drivers' started by snowez, Jul 10, 2014.

  1. snowez

    snowez Light Load Member

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    May 15, 2013
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    I'm in orientation for a flatbed company and they had an opportunity for people to enroll in this insurance where if any ticket happens they will fight it and try and get it removed. It was a 6 dollar deduction from my weekly check. The company is called us legal services. I see why the company likes it because it helps their csa scores but not sure if it's wise insurance or not?
     
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  3. truckerlife74

    truckerlife74 Medium Load Member

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    yes sir it's worth it, got me out of a ticket once in Laredo tx, my lawyer got the ticket dismiss an only had to pay court, I never had I show up for court and the ticket never showed up on my cdl
     
  4. Stile

    Stile Heavy Load Member

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    $6 x 52 = $312/year shelled out for nothing unless you're a driver that shouldn't have a CDL in the first place.
     
    gpsman, SLANT6, cabwrecker and 2 others Thank this.
  5. snowez

    snowez Light Load Member

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    That was my thinking but out of 25 students in orientation. Literally 75% signed up for it so that had me second guess not signing up.
     
  6. truckerlife74

    truckerlife74 Medium Load Member

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    Bs everyone may speed once in a while or maybe a dot officer pull you over, to say you don't derserve a cdl for being stop once is hogwash. I hope you never get pull over in your trucking career. To pay the 312 yearly for this ticket to not show up on my cdl was well worth it for me, maybe op never get pull over in his trucking career but always best be prepare an yes this cover you in your "personal vehicle as well"
     
  7. Stile

    Stile Heavy Load Member

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    100% of people once believed the world was flat. That didn't make it so.

    Just because a salesman has a pitch, don't let fast talking override your logic circuits.
     
  8. Stile

    Stile Heavy Load Member

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    No need to be bitter at me due to what happened to you. Pay more attention to your job and you won't have to rely on third parties to dig you out of your holes.
     
  9. mp8327

    mp8327 Light Load Member

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    I don't know about this company but you should find out if there are any additional fees if you have to use this or does the $6 a week cover everything. I used to have drivers legal plan and there was a $100 fee to fight tickets on top of what was deducted from your paycheck. I have had TVC for about 2 years . It is expensive but there's no additional fees for the first ticket a year. I recently had a minor accident in my personal vehicle where I was cited for driving too fast. I got that changed to impeding traffic no points and nothing on my record but I had to pay a fine.These things seem like a waste of money until something happens. You can also just hire a lawyer yourself but the important thing is to contest all tickets no matter how minor .
     
  10. TomOfTx

    TomOfTx Road Train Member

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    Put the $6 a week in a savings account. Drive within the law. Use the money at the end of the year to buy something nice for yourself.
     
  11. gpsman

    gpsman Road Train Member

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    Not. That's not even "insurance".

    You're just pre-paying legal fees, for an attorney you don't even know, for services you may never need, and which may prove incompetent or futile if you do need them.

    The company likes it because they get a cut, a "bird dog" fee, for finding and delivering the... clients.

    Do your best to not get tickets and pay your legal fees as you incur them.
     
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