CDL tickets affect personal car insurance?
Discussion in 'Questions From New Drivers' started by BaconWaffles, Dec 22, 2015.
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Toomanybikes and pattyj Thank this.
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Sorry chief, all tickets that appear on your record will be used against you by your insurance company. That is just the way it is. It is just a money grubbing game for them. There was a time when that was not the case but not now.
Since all CDL tickets go on your record some states assess those tickets towards suspending your license. So, one stop at the weight station you can get enough weight tickets and equipment violations to get your licensed suspended by the state department of licensing. Try to get a trucking job after your license has been suspended. That ain't going to happen. That is the case here in Washington state. 3 or 4 violations of any kind in a year your license will be on probation and another ticket or two will get it suspended. People have lost their CDL for just overweight violations!
People have to take a stronger stance against employers that refuse to fix their trucks. I know I have butted heads many times with a lazy cheep employer or mechanic. With this new coercion ruling maybe more drivers will take the initiative to show some backbone.tucker Thanks this. -
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NO NO NO
You are mixing everything into one thing and your conclusion is wrong! First insurance companies go by points as well as other factors. As far as personal insurance goes they only count moving violations against you. I got a lights out ticket in Missouri in 2010. I actually asked my insurance agent about this since I thought it might be considered a moving violation. They told me no its not a factor to determine my rate. All tickets if reported to your home state do go on your record but most of the time only things that draw points are used to take a license action. I have never heard of excessive non-moving violations getting your license revoked or suspended. If you don't pay them then your in danger of this. I think you are mixing up license actions with getting disqualified under CSA-2010. Being disqualified under CSA-2010 is not the same as getting your license suspended.
I am in 100% agreement with your last paragraph however. I also have butted heads with carriers because of being told to drive something I feel is unsafe.
Trucking Jobs in 30 seconds
Every month 400 people find a job with the help of TruckersReport.
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