Delivered on Thursday, can’t pick up till Monday, thousands of miles away from home. What to do? :co

We are always thousands or hundreds of miles from home in a lonely time of low freight.
That's trucker life, especially this year. I think this is the worst year I have had since I started in 2010.

Layover pay doesn't cut it, but it is better than nothing.

 

Struggleville for sure.
Ya'll enjoy.

 

I don't see the issue, you could be in that Union 76 off of Hy. 6,

Aw, poor baby, I don't see an issue. Be glad you aren't sitting at the Stockyards 76, or some God forsaken place in Nebraska.

 

Sitting in their volvos

 

I’m on track to earn roughly what I did ‘98-‘99. Anymore, I’m feeling lucky to have a job where my wheels are still turning.

 

I know.
I'm 68 years old. I had planned to start taking SS when I was 70, but the past couple years changed that.
With my income going down I was seeing a decline in my SS money, so I started getting it this year to lock it in.

Does that make me semi-retired now?

 

If your income now is dropping, I don't think it will affect your SS benefit. The benefit is calculated over the entire length of time you paid in. You get "credits" for the years paid in, and I claimed the maximum benefit, even though the last 10 years, I hardly worked at all. I had enough "credits" from the previous 30 years of work to claim the maximum benefit for what I paid in,, $1449/month. I could make up to I think, $22,000 before it affects my benefit. Living in assisted living, however, I can't show any earned income. I've learned, it's not what you make, it's what you spend, although, that analogy is getting harder and harder to uphold. My advice, retire now, adjust lifestyle accordingly, and go fishin' with no bait on the hook!

 

I'm 66 now. Right now I am fully retired. I have been paying my Medicare Part B premiums* out of pocket because I have yet to sign up for Social Security. I am going to wait for a while to do that. Based on some research and a conversation with a lady on the telephone when I turn 68 I can get close to 108% in my case according to my calculations that is a little over $2100 a month before the Medical Plan B premiums come out. Now I just hope some stupid person doesn't start WW3!











*DO NOT make the mistake of opting out of Part B, the penalties if you later decide to reenroll are tough and last a lifetime.