Did I throw away a year or more?

its this fear of CSA points that is the problem

everyone is acting like its a death sentence (because they are being told how only the BAD EVIL OUTLAW drivers get points)

men are turning into a bunch of chickens, either thru credit scores, FICA scores, CSA scores, DMV points, insurance points and whatever else the powers that be want to heap upon us as tools to create fear and control