Favorite Type of Trucking

Discussion in 'Questions From New Drivers' started by farmerjohn64, Jul 12, 2020.

  1. G13Tomcat

    G13Tomcat Road Train Member

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    Pretty commensurate w/ deer (Venison) here in Ohio, methinks?!?!? ;) Wife SURE knows how to hunt, AND harvest. Yessir.
     
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  3. G13Tomcat

    G13Tomcat Road Train Member

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    Wife has some natives in Colstrip ... not crazy about the name of that town.. (brrrrr~!!!) but... they bought a home for under 100k.... just saying.
     
    Last edited: Jul 16, 2020
    Reason for edit: fat fingers on phone..
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  4. D.Tibbitt

    D.Tibbitt Road Train Member

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    Yeah eastern montana is cheap but its like living in the dakotas or wyoming . Colder than heck.
     
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  5. tommymonza

    tommymonza Road Train Member

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    You can get around a 3.45% mortgage with a medium 700 credit score.

    Your payment would be about $450 a month per a $100,000 borrowed on a 30 year mortgage.

    I know everyone preaches get a 15. Getting a 30 year will be easier to qualify because of the lower payment and free your credit up if you ever want to buy a second property.

    Just double on your payment if you want to have the savings of a 15 year mortgage and you don’t have the payment commitment in case something happens with your income.

    If you have to borrow more than 80 % of the home value you have to pay a PMI insurance.

    Another cost.


    I have been looking at Tennessee. Nice chunks of land but a bit of Meth crime.
     
    Last edited: Jul 16, 2020
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  6. tommymonza

    tommymonza Road Train Member

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    Northern Michigan can be dang cold too. A fair amount of wind without any snow unless you get up into the UP of Michigan
     
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  7. D.Tibbitt

    D.Tibbitt Road Train Member

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    My credit is over 800 . Not sure im willing to take on a 1500 dollar a month payment along with still trying to pay this truck off...plus i never owned a home, this would be my first so m not sure how the whole process works
     
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  8. G13Tomcat

    G13Tomcat Road Train Member

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    It can go from 8 double ot to 6 double ot in a day... if you're not careful. I'm only 746 but.. doing a'ight.
     
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  9. D.Tibbitt

    D.Tibbitt Road Train Member

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    How could it go down so fast. Only credit i have is credit card and it gets paid off every month
     
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  10. G13Tomcat

    G13Tomcat Road Train Member

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    Home is paid, check. Insurance >> paid, check. Credit card >>> check. A few loans on a mower and a bike, auto pay, >> check. Idk.
     
  11. tommymonza

    tommymonza Road Train Member

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    You buying the truck and trailer and leased on?

    I would hang tight until after the election and save money until than.

    I am pretty much homeless also these days.

    I’m about ready to buy a 24 foot trailer and find a park to put it in I just don’t know where yet.

    If I were to lose my storage at my mother in-laws up in Michigan it would really suck.
     
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