Truckers Report Jobs

Find Trucking Jobs

Company Driver Company Driver Dry Van Dry Van Flatbed Flatbed Refrigerated Refrigerated Specialized Specialized Owner Operator Owner Operator
More Trucking Job Searches ⌄ Fewer Trucking Job Searches
⌃

General liability

Discussion in 'Ask An Owner Operator' started by Dino soar, Oct 16, 2019.

  1. Oct 16, 2019 #1
    Dino soar

    Dino soar Road Train Member

    4,589
    21,825
    Dec 8, 2017
    0
    I was wondering how many of you guys carry a general liability policy in addition to the cargo and vehicle insurance.

    Why would you or why would you not carry it and what does it roughly cost you a year?
     
    Dino soar, Oct 16, 2019
    Dino soar, Oct 16, 2019
    #1
  2. Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.

  3. Oct 16, 2019 #2
    Mid-May Trucker

    Mid-May Trucker Road Train Member

    1,119
    2,078
    Oct 23, 2018
    0
    750000 is required.
     
    Mid-May Trucker, Oct 16, 2019
    Mid-May Trucker, Oct 16, 2019
    #2
  4. Oct 16, 2019 #3
    Dino soar

    Dino soar Road Train Member

    4,589
    21,825
    Dec 8, 2017
    0
    No I'm talking about a general liability policy that is separate from your vehicle liability and cargo insurance.
     
    Dino soar, Oct 16, 2019
    Dino soar, Oct 16, 2019
    #3
  5. Oct 16, 2019 #4
    stayinback

    stayinback Road Train Member

    3,911
    8,254
    Jan 24, 2014
    chicago,il
    0
    Thats not general liability

    I carry 2 million General liability because 1 customer requires that amount of coverage.

    .......
     
    stayinback, Oct 16, 2019
    stayinback, Oct 16, 2019
    #4
  7. Oct 16, 2019 #5
    Ridgeline

    Ridgeline Road Train Member

    20,736
    101,048
    Dec 18, 2011
    Michigan
    0
    Well I do and it is because of the drivers who can't see around them, these drivers are always bumping into things ... dock railings, other trailers while docking, forklifts that drive by, parked cars in employee parking that is fenced off and barely enough space to get a pickup in to.
     
    Ridgeline, Oct 16, 2019
    Ridgeline, Oct 16, 2019
    #5
  8. Oct 16, 2019 #6
    x1Heavy

    x1Heavy Road Train Member

    34,017
    42,104
    Mar 5, 2016
    White County, Arkansas
    0
    I carry a million in civil Liability, it's not that expensive.

    Lawsuits related to accidents in trucking or whatever it is Im going about my day to day driving in a regular vehicle is also covered. It would not be the only type of insurance I carry.
     
    x1Heavy, Oct 16, 2019
    x1Heavy, Oct 16, 2019
    #6
  9. Oct 16, 2019 #7
    Bakerman

    Bakerman Road Train Member

    4,663
    8,806
    Jan 27, 2013
    Phoenix, AZ
    0
    I carry 1 million in general liability because we go into a lot of office buildings to install office furniture.

    Most of the higher end buildings will require a certificate of insurance for you to do any work inside their building.

    Mine is up for renewal next month and I just got a quote for $1800 for the year.
     
    Bakerman, Oct 16, 2019
    Bakerman, Oct 16, 2019
    #7
  10. Oct 16, 2019 #8
    Ruthless

    Ruthless Road Train Member

    8,323
    80,695
    Aug 28, 2010
    The City.
    0

    I’m paying bout a third of that, and I live in a Sue happy area. When I had $2m GL it wasn’t a whole lot more; underwriter asked a lot more questions tho as to why I’d need it.
     
    Ruthless, Oct 16, 2019
    Ruthless, Oct 16, 2019
    #8
    Bakerman Thanks this.
  11. Oct 16, 2019 #9
    Bakerman

    Bakerman Road Train Member

    4,663
    8,806
    Jan 27, 2013
    Phoenix, AZ
    0
    Yes, you are correct. I forgot to ad that also includes property coverage for my warehouse.
     
    Bakerman, Oct 16, 2019
    Bakerman, Oct 16, 2019
    #9
    Ruthless Thanks this.
  • Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.