Getting the truck home

Discussion in 'Ask An Owner Operator' started by GearWarrant, Mar 27, 2014.

  1. GearWarrant

    GearWarrant Medium Load Member

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    Mar 20, 2014
    North Vernon, IN
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    I am putting together a business plan for my own authority. I have a question.

    I can't get authority without insurance;
    I can't get insurance without a truck;
    How do I get the truck home that I buy while I wait on the insurance and the authority paperwork? I am in Indiana and I know they have trip permits, but if I buy the truck in another state, do I need a trip permit for every state traveled along with some sort of insurance bond?
     
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  3. baha

    baha Road Train Member

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    IRP tag has a tag that will do that for you , get papers from them
     
  4. GearWarrant

    GearWarrant Medium Load Member

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    Mar 20, 2014
    North Vernon, IN
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    Thanks baha. Is there any particular company you would deal with? Or should I go direct to my state?
     
  5. gpsman

    gpsman Road Train Member

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    States usually require your vehicle insurer to automatically extend coverage for ~30 days to any other vehicle you may purchase. Otherwise, car buyers couldn't drive their "new" car home from the dealership after business hours or Saturday or Sunday.

    Or, you can buy a truck during business hours and call your insurer and add it. As I think I understand it, you don't need "authority" unless the truck is being "used" for "business".
     
  6. baha

    baha Road Train Member

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    1st call your IRP office they can do it online app. once you have a acc. set up with them.
     
    EverLuc Thanks this.
  7. greenemporium

    greenemporium Bobtail Member

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    Aug 13, 2012
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    buy a truck from dealer and park there until you get ur authority, insurance and plates. is that ok if dealer say ok?
     
  8. GearWarrant

    GearWarrant Medium Load Member

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    Mar 20, 2014
    North Vernon, IN
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    I am looking up Indiana IRP and what it takes. They have a 40 page document to sift through. Being it could take 6 weeks for the authority to come, then the registration process with the state, it could be 8-10 weeks before it is all complete and I have stickers and plates to put on the truck. Not sure if a dealer would be good with that or not. I can ask upfront though. I think If I can get a trip permit and limited trip insurance that would be the best deal. Then I can get the truck home and get it ready to roll.
     
  9. Bad Monkey

    Bad Monkey Medium Load Member

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    Jul 18, 2012
    Goshen, IN
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    I did not have to cross state lines, but all I had to have was Bob tail insurance. 15 day coverage for $160.
    I used insuranca or you could try Marvin Johnson insurance. Hope that helps grasshopper.
     
  10. GearWarrant

    GearWarrant Medium Load Member

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    Mar 20, 2014
    North Vernon, IN
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    Loads (no pun intended) of help here and I do appreciate it!
     
  11. greenemporium

    greenemporium Bobtail Member

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    Aug 13, 2012
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    hope U pick good truck and trler.
    i have questions.
    when looking for truck what should looking for ?
    price
    miles
    year
    ....???? please give me idea.
     
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