Having no physical address?

Discussion in 'Questions From New Drivers' started by KateL, Sep 24, 2012.

  1. Krashdragon

    Krashdragon Medium Load Member

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    Same problem fulltime rvers have. There are some places in Texas, Fl, and South Dakota that can be used
    Mary
     
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  3. NewNashGuy

    NewNashGuy Road Train Member

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    If you are renting then yeah perhaps it would be a good idea for you to save that money and just get a hotel when at home. I have a mortgage so when I go home I just settle in, it is basically like storage for all of my things now. I am paying extra on it to pay it off sooner though.
     
  4. falcon241073

    falcon241073 Heavy Load Member

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    Oct 25, 2011
    Germantown, TN
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    I stay with my step mom when home. She does not charge me rent, I'm only home 3-4 days a month. I don't see the issue with this. Hopefully neither will the feds uf I'm audited,


    Sent from somewhere out there
     
  5. CondoCruiser

    CondoCruiser The Legend

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    There's nothing wrong with keeping expenses low if you save your money. Living cheap and blowing your money is a wasted effort.

    Just remember one day you want a home paid off you can retire in. The sooner you start paying off a mortgage the better off you will be.

    Many truckers will buy a place cheap in the country and you have a place to park the truck on their off time.

    It's not throwing money away because you can always sell it for more. Consider it an investment instead of an expense.

    An investment and a place to lay your head down is a win win situation.
     
  6. Woodys

    Woodys Heavy Load Member

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    I had just recently had almost the same thread with the same situation. I'm about to start driving OTR, and live alone in a single bedroom apartment. "Supposedly" as long as you have some physical address (parents, friends, family) and not just a P.O. box it should be fine. Going the same route though ... either bumming a couch from a friend, snagging a hotel, or crashing at my parents.

    Another thing I've heard, is to try and find people on Craigslist or elsewhere that will come together to rent a cheap town home.
     
    Last edited: Sep 25, 2012
  7. HughJack

    HughJack Light Load Member

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    To any newbies who did this recently, did you run into any problems with your old address which shows on your license not matching with the "new address" (sister, uncle, whoevers address) you listed on the application at the company you are going to work at?

    Sounds like a lot of us newbies get the same ideas about saving money on rent. I usually do think too hard....but started getting a feeling that "address change at the last minute" would be looking strange when the starter company looks at your application....or when they pull your driving record which has a different address on the printout.

    Am I making sense? If so, how to solve this obstacle?
     
  8. texan007

    texan007 Medium Load Member

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    Jun 5, 2010
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    The address "change" thing might slow down a background, more so if it's not in the same county. However, I just don't see this as a real big deal with the big companies as they just seem to want warm bodies so bad they will over look it. But not sure on this. I'm with some of the others on here about buying a home. It makes sence now to purchase something small, start paying something off. The housing market, right now for sure, is so low that a home purchase makes more sence than it has in 20years.
    I can see the point of saving too however. I guess my point is with all that time on the road don't you long for some grounded time? All your own?
    Now I've heard all the stories about what people make at the big companies. So if in fact that you are making just $350-$500 a week. This means at $500 just bringing home $24k a year. What choice would you have? Being home just 3-4 days a month that leaves 26 days on the road per month, lets say you spend just $10 bucks a day on the road so $260 a month road exp. NOW your at $20,0880 a year AND WHO CAN LIVE ON $10 a day (you can if you eat right)

    If you only made $10 an hour @ 40 hrs. per week you'd make $19,2000 a year.

    So making $500 a week driving a truck for 70 hours a week your banking $7.14 an hour

    $400 a week driving at 70 hours a week banking that's $5.71 an hour

    My point it if you have to start with a big company and those reports of wages are true I feel for ya. I see why you would want/have to keep all you can.
     
  9. 123456

    123456 Road Train Member

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  10. fireba11

    fireba11 Heavy Load Member

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    I know that here in Tennessee you have to have 2 forms of proof of residency to renew your DL. They are very picky on what they accept too, has to be a electric bill, phone bill, credit card ect. and it must show the physical address.

    We have owned our home here for 7 years but because the wife and I both drive, we get all our mail at our P.O. Box and don't even have a mail box at home so we have trouble every time we have to renew our DL.

    I would suggest to those who wish to "Live" in their truck....Seek out States that have no income tax and find a relative or friend who lives in one of those states and "Move" there, it will leave more money in your pocket.
     
  11. KateL

    KateL Light Load Member

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    Dec 26, 2011
    Clovis, New Mexico
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    Hi, thanks for the reply. Looks like other people have been thinking about this as well.

    I do have my mail going to an address in the city where the terminal is for the trucking company I will be working for. The town house where I will have a room is more than I would ever be able to afford-- the person who owns the house is a pharmacist, and makes a huge amount of money. I will be staying there in a room in the house, and intermittently thereafter--- but not always. I've worked in, and lived in the town before, and the IRS has plenty of records of this, so I can prove "historical" context. I can pay rent there-- something minor, like 25 dollars a month, just as a "token" rent, and I would be considered renting, for per diem/tax reasons. This would give me a home base for having a doctor's office, and other "business" matters, and would take care of the three IRS stipulations recorded by Roadmedic, "I would "regularly" live there, if I am not anywhere else, and do business from there when in town. I would duplicate my living expenses (albeit only 25$), and I have historically lived in the town (3 years) worked there for 11 years (I lived over the river in another state) and lived in the area a total of 15 years. So it is not as though I dropped everything and got a PO box in Florida. So, I would be living cheap. Ask any 27 year old living in his parent's basement what that is like. This also allows me to keep my license because it comes from that state.

    I am doing this because I am presently closing down the home I used to rent & live in, and it is being sold. I have friends in 2 states who will gladly allow me to set up camp in their spare rooms, and I have relatives in several more who will do the same.

    The argument that I should start paying a mortgage because I will have a place to retire to, is a good argument for a 20 year old (I am 50, and don't have 30 years till retirement). I am saving the money I would be paying on rent to buy a house cash, or at least put a hefty down payment on one. I am a person who does not believe in the 30 year mortgage. I had a house once, and paid for 7 years, and at that time practically all the principle had been paid off (If there had not been interest), but equity was only $1,500.00. That is highway robbery. The interest, compounded, that these folks put on their bank loans is ridiculous. I'm going to buy a small, cheap, fixer upper and get it paid off in 2-3 years. I am in an area where it is still possible to find decent houses for 20-30 thousand dollars. Just saving 10 thousand a year makes a big dent in that.

    I am a little gun shy about the longevity of employment-- First off, OTR trucking (I am doing Regional, not national) has a drop out rate of 88% (Regional has about a 20% drop out rate). I am not super human and recognize that I may not want to stay in this career for a long time. So I am not going to get hooked into any long term financial contracts on the off chance that I will not have an accident, or have some other situation that would make me quit truck driving. I am not saying I am not determined to do right here, it is just that there are thousands of people who begin this job every year, and only a small portion make it past the first year. I already know what it is like to lose my job and then lose the house because I can't make the mortgage because all I can get is a part time job that pays $7.50 per hour. I do not want a repeat of that traumatic scenario. I am hedging my bets, and not putting that huge chain around my neck until I know that this is where I want to be. I think that is a logical approach.



    One of the reasons all those people drop out, is they want to be home. By eliminating "home" suddenly that problem doesn't exist, and you are where you are.
     
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