Horse hauling insurance question

Agricultural Exceptions and Exemptions to the Federal Motor Carrier Safety Administration Hours of Service (HOS) and Commercial Driver’s License (CDL) Rules

 

The ag exemption is for hauling you own horses. The moment you charge to move a horse you stop being an ag exempted Pierson and become a full fledge tucking company with all the requirements, including cargo insurance.

 

I would have a lawyer, and I mean a good trucking lawyer go over any contract that you have where you are supposedly not liable for cargo. I dealt with horse people for years, and there is a reason commerial horse hauling outfits charge the kind of money they do, it takes a lot of insurance, some horses are worth a fortune, all horses magically become worth a fortune if hurt., then god forbid something happens to someones pet.

 

Check out the equine thread, it appears you may be right and I am wrong, I would still have a lawyer check it over.
It cost a little more, but I always kept a general insurance policy too, when I was running several trucks, It turned out that I actually used it and was glad I had it when I need a lawyer, my insurance paid for it.