How do you get financed for your first truck

There are local banks willing to loan out there. I don't have anything with the majors, nothing against them but it seems those with about 6 branches total are willing to at least look into working with someone.

Oh & 28% interest? Credit Card companies would almost be ashamed of that sort of deal...almost.

 

28%...............intrest.......................... if one was desperate .....but almost a grand a mth for 36 mths keep looking my friend ..the trucks are out there and for 10grand i'll bet you could do better......keep loooking

 

I have a 1996 Intl, all records and reciepts Detroit S-60 12.7 485HP rebuilt 85,000 ago , 13 speed, 3:55's, new injectors, air compressor, air dryer, brakes to include wheel seals and s-cam bushings, power divider rebuilt , muncie wet kit and lots of chrome, all led lights, wood floors, Train Horns, 74" Pro Sleeper, full fenders, polished alum , tires at 70% on drives and steers are new...dealer is giving me 11500 on trade.

I would rather see someone that can use it get it tho .......pickin up new truck on Sat 10-1 so if someone wants it , it would have to get done quick.


it wont let me add the pics so send me a message and I can email photos if you want em

 

I know OOIDA does truck and trailer financing. Has anyone every used them before??

 

take another look at Selectrucks. Just because they don't have what your looking for on the lot doesn't mean they cant get it. When I was looking for a truck I talked to them. Their first time buyer program is pretty good. With $10K down you could probably get an 07 Century 13sp S60 w/3.42 rears and a 2 year warranty and a bunch of other goodies as far as warranties etc. If they want to make the sale they will find what you are looking for.

 

The salesman is blowing smoke up your stack. Are you dead set on those specs? The midroof columbia w/S60 13sp. is doable. the 240" w/b you might have to budge on. The way I understand it is that Selectrucks is Freightliners off lease fleet truck division. All the Selectrucks dealers pull from the same inventory, or pool of trucks so to speak. If you find the truck you want at say Selectrucks of Kansas City, the Houston Selectrucks dealer can get the exact same truck, they would have to pull one from the pool with the specs your looking for. Funny thing is when I dealt with them the salesperson told me the same thing, until I told him I think I'll keep looking. Then all of a sudden he could get one from another dealer. The truck he came up with was exactly what I wanted spec wise. Then I told him I didn't like red. I wanted gun metal grey. 2 hours later he called me back with my truck. Push them a little, if they want the sale, they'll get it done.