How long is a speeding ticket on your driving record?

Discussion in 'Ask An Owner Operator' started by Driven2Succeed, Mar 19, 2015.

  1. Driven2Succeed

    Driven2Succeed Bobtail Member

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    We're working on becoming a O/O trucking business and our insurance company says that there is 2 moving violations on my record. One is from 2013 (cutting threw median/service road) and the other 2008 (speeding), both with my car not truck & trailer. I don't dispute either, but can they really raise our quote and penalize us for a ticket from 2008??!! My personal auto insurance looks only at the last 3 years, do trucking insurance companies look farther back? That doesn't seem fair.
     
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  3. slim shady

    slim shady Road Train Member

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    Was the speeding more than 15 over?
     
  4. joseph1135

    joseph1135 Papa Murphy

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    Depending on the insurance company, could be 5 years. Also depending on the speed you were traveling against the marked speed limit. That speeding ticket is way old though, so obviously it was a major speeding violation.
     
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  5. Driven2Succeed

    Driven2Succeed Bobtail Member

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  6. Arkansas

    Arkansas Medium Load Member

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    I always thought speeding tickets stayed on your record for three years.
     
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  7. Driven2Succeed

    Driven2Succeed Bobtail Member

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    You'd think it was a 15+ ticket or worse, that would make sense. I'm wondering if their looking for extra $ by looking back that far. It's Progressive Ins. bought through our local Farm Bureau agent. Progressive sent me a letter that only showed the 2013 violation, but Farm Bureau brought up the 2008 violation afterwards. They want to add almost $850/year!
     
  8. joseph1135

    joseph1135 Papa Murphy

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    I would look into another insurance company. State Farm and Progressive have programs installed to reward you for safe driving. A speeding ticket from 7 years ago shouldn't matter.
     
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  9. Dakota1358

    Dakota1358 Medium Load Member

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    I think some go back as far as 10 years.
     
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  10. Dr_Fandango44

    Dr_Fandango44 Road Train Member

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    The 2008 doesn't count. As far as I'm concerned 3 yrs is the break off point. The 2013 should expire in 2016. Did you fight the tickets in court.
    If not why not. You have to fight every mover, even if its in your personal chariot. because you never know. I've got a couple of tickets dismissed that the attorney worked miracles. Trucking Ins co are another set of folks who are out of control. It's getting ridiculous.
    They will make any and every excuse to jack up your rates. Best to shop.
    Good luck.
     
  11. Dakota1358

    Dakota1358 Medium Load Member

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