I own a truck, but no one is financing me a reefer trailer.

why dont you look into joining one of those indian-american business deals. my boss does it and it helps with keeping him busy and they help each other finance stuff too.

 

Try a credit union. Forgive my ignorance but why do you need a reefer if you're hauling for ross?

Maybe you should lease on to a company or run your own loads with dry van.

 

I haven't read all the messages so I don't know if anybody suggested this, but you might look into secondary financing. Rates are astronomical, but they are still better than renting. I remember I checked out Perry Funding when we were first trying to buy our truck and they will finance pretty much anybody with 50% down.

 

https://m.facebook.com/profile.php?id=377325139112450&tsid=0.421969908522442&source=typeahead

Check this gal , she's all over FB.

And that one:

http://www.1stindependentleasing.com

I have no personal experience with neither of them.

 

What in the world does home equity have to do with work history? You're seriously confused.

 

I know I'm very confused Can't wrap my head around having a house that's worth $760K and can't get a loan for a trailer...

 

Try peer to peer lending.

 

Like a lot of the posts on here. Half the truth is told the other half is left out and at the end of the day its a bunch of bs.

 

my thoughts as well, theres plenty of things they could do to get a trailer, but they shot everyone of those option down, possibly a Troll

 

Arrow is no more a ripoff than any other dealer. Their prices and finance terms are for the convenience they offer. Not everyone needs that, and surely can find better deals elsewhere. Or maybe not.

Your one year of business existence means zero. Actually less than zero now with that Lone Mountain lease you're on the hook for. You don't get favorable commercial credit offers until you've built a commercial credit history as a business. That just takes time and isn't just done automatically because you stayed in business some length of time. You need to get a D&B number (free), but more importantly some trade accounts running that feed data on your prompt payments. Parts, tires, fuel, along with the accounts you may already have open like LM.

Not the quick fix you're looking for, but that's how it's done. Shortcuts are expensive.

I don't think so. Just another person asking a question and second guessing all the answers. OP will either accept a sub-prime offer or find a cash deal. It is what it is.