INSURANCE! - Driver not listed on policy - CLAIM DENIED! Help us protect ourselves!

as a carrier you have to have the driver listed on the cargo policy to be covered unless you have blanket coverage which comes at a premium most would not pay. MCS 90 is just proof that you are insured(liability to others) mcs 90 will not have cargo listed. the company that allowed the person to attempt loading the van will be the responsible party. I see so many fly-by-nighters in one the terminals I load at doing what has been described here. mostly duallys with out the proper license plates on their trucks. if their truck is tagged improperly you know there is discrepancies in the insurance policy. I wont mention proper load securement. I watch drivers loading passenger vans with a long wheel base onto a wedge trailer that has short ramps almost "missing the ramps" all the time while scuffing the rear bumper on the pavement while their trailer is rocking back and forth to only make the ramps fall off the back of the trailer and on to the ground.

 

As a broker, in your contract you should have asked the carrier to provide you with a full list of their drivers including DL numbers as well as a COI with all drivers that are listed on the policy. Your contract should state that in the event a new driver is hired, they have a certain amount of time to report it to you. You should also have a clause stating only drivers listed on their policy are to handle “your” freight. If this is not followed, they will be held personally responsible and will have to pay for all court cost and damages. On a side note, with lower rates comes a lower quality carrier who doesn’t follow the rules. You should probably also hire a terminal supervisor to monitor the carriers, as opposed to just sitting behind a desk dispatching and making a profit off of people who are actually doing the work.

 

I'm pretty sure 100% of business models require the higher ups to make their money off of the workers who are lower on the totem pole.

 

Brokers are worn out. You said "A carrier is my subcontractor." And then went on to say "Don't most business models include making a profit based on the labor of employees?" WE ARE NOT YOUR EMPLOYEES! Our fuel bill for our trucks for one week cost more than your broker bond! If you actually had the balls to get behind an 18 Wheeler, load it, drive with a bunch of maniacs, pay the overhead we do, I could respect you. But I don’t. You are looking to stick it to a carrier that you did not vet out correctly. Do your job. Looking for good ratings from Central based off of Nigerians who ask for a positive rating because they have an 89% and they will give you one back in exchange...that rating system is flawed and BS. Business models do make a profit off of their employees, BUT the carriers are not your employees. Your employees are the ones who are sitting behind a desk picking up the phone and clicking on a computer not vetting carriers properly.

 

In addition, I gave you some pretty good pointers on how to run your business which you should have already known since you are the higher up and you come back with a snarky comment? Laughable. I have no issue with a broker making some money, but I don't agree with you bidding a job for $1.00 per mile and then you trying to ship it for .37. There is where I have the problem Robin Hood

 

Nigerians huh? And here i was this whole time thinking europeans and spanish were the problem. Doing what we do doesnt require balls. Clearly you have an out for brokers and i don't blame you. But have you ever moved freight for this guy or had a bad experience with him?

 

1 more ? Isn't it a carriers responsibility to fix something they ###### up? Or is that not how this works