Insurance for an 18 year old

Discussion in 'Ask An Owner Operator' started by Tormentor, Feb 20, 2022.

  1. LoneRanger

    LoneRanger Road Train Member

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    did you make sure the insurance is set at 1million coverage?
     
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  3. LoneRanger

    LoneRanger Road Train Member

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    just did a quote on progressive with your stats and it quoted me close to 65k
     
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  4. Tormentor

    Tormentor Bobtail Member

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    Woah. What stats did you use though? I raised my deductible and it lowered it a touch.

    Yeah, it's at 1 million

    upload_2022-2-20_18-55-32.png
     

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  5. Midwest Trucker

    Midwest Trucker Road Train Member

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    I don’t see cargo insurance in there.

    You can probably lower your radius. It’s air miles and also what you’ll run in the majority of the time.
     
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  6. LoneRanger

    LoneRanger Road Train Member

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    1k deductible
    No trailer
    New company EST 2022
    DOT est 2022
    18 year old.
    greater than 500 miles
     
  7. Tormentor

    Tormentor Bobtail Member

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    Yeah I missed cargo insurance, it says you have to call to add cargo insurance. I'll call tomorrow. Hopefully that will be reasonable
     
  8. Tormentor

    Tormentor Bobtail Member

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    All that is correct except I have it set to 300 miles and I have a trailer. Plus my deductible is 5k. Even with a lower deductible its only slightly more.

    What state operating in is that based on?
     
  9. LoneRanger

    LoneRanger Road Train Member

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    Washington using a local address in Tacoma.

    also what I think your doing is your selecting no on the DOT numbers since you select “no” it won’t give you the next options.

    I have a spotless record and I put in my dot info and it quoted me that price.
     

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  10. Tormentor

    Tormentor Bobtail Member

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    No, I entered in my USDOT number, and answered the questions that followed. A USDOT # is required here in Washington. Weird that we’re getting such different results.
     
  11. LoneRanger

    LoneRanger Road Train Member

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    i uploaded an image on the past post,

    also put in a 2009 Kenny instead of the 2013 FL, and valued it at 45k.


    Also if your going to be 300 miles don’t buy a truck newer than 2003. You don’t need the headache of a EGR and DPF on a 2009.
     
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