Insurance for new authority $45K year???

Discussion in 'Ask An Owner Operator' started by Solid11, Jun 5, 2024.

  1. abyliks

    abyliks Road Train Member

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    ludlow MA
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    never know what your going to hook to, I have my own trailers and I still hook to ones I don’t own for the right money.

    I would raise that deductible to 5k though
     
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  3. Siinman

    Siinman Road Train Member

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    I have never tried to do any other work but I would add it if I was doing something. Never gonna pay for something I don't use though.
     
  4. Jed2009

    Jed2009 Light Load Member

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    OP - someone touched on the radius earlier but are you needing nationwide? Otherwise if you can lower the radius to as little as you can that makes a big difference in savings as well.
     
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  5. NightWind

    NightWind Road Train Member

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    Lease the truck to someone then get your own physical damage. Use that history of NO claims for a basis to get the insurance co to see that you are not a bad risk. Baby steps.
     
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  6. HeyYou!!!

    HeyYou!!! Bobtail Member

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    Greater Indianapolis area
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    I thought my $8k for 6 months quote was crazy. I’m thinking my coverages aren’t right lol
     
  7. PureLeafTea

    PureLeafTea Light Load Member

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    Check your uninsured. I was surprised OOIDA only offers state minimums. Lacking good coverage there can seriously screw you especially if you are injured. You’ll end up with a measly 50k which won’t even dent medical bills.
     
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  8. HeyYou!!!

    HeyYou!!! Bobtail Member

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    I was being facetious but you’re right about uninsured, one bad accident without the right coverage and you’re toast
     
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