Is 61 too old to be a new driver?

Discussion in 'Questions From New Drivers' started by Hogleg, Mar 13, 2017.

  1. Hogleg

    Hogleg Medium Load Member

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    ROTFLMAO... He is driving the binder, BTW...
     
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  3. x1Heavy

    x1Heavy Road Train Member

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    Some of us don't know what that english even means. What is this debit you speak of? How much, When, how where etc. Inquiring minds want to learn.
     
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  4. Puppage

    Puppage Road Train Member

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    Words of wisdom right there I tell ya.
     
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  5. strollinruss

    strollinruss Road Train Member

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    @Hogleg you'd be a great driver, better than most. I know lots of guys who've started at or after your age. I know of a pilot who was forced to retire at 60 who is now driving. He loves it. Since you are part owner I bet you won't have too much trouble insurance wise. Good luck to you guys.
     
  6. calnca

    calnca Medium Load Member

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    The 150 mile Berkshire "radius" is a rating criteria only (I manage a sister Berkshire operation)....the actual policy doesn't have a limitation of use endorsement so the "policy" will respond to losses anywhere in the US.

    Debits are additions to the base premium level to accommodate a variety of risk variables.........new CDL as an example.....our empirical evidence shows a dramatic increase in loss frequency with new CDL drivers.....we address this increase in exposure by increasing the premium by 50 to 75%.

    Another example would be Class 1 or Class 2 Hazmat hauling....depending on the substance being hauled would dictate the amount of debit. or additional premium we feel is warranted for us to assume the additional risk the commodity hauled represents.
     
  7. x1Heavy

    x1Heavy Road Train Member

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    White County, Arkansas
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    Oh. Crank up the insurance until the Bull carrying the Yoke being put on mooos and refuses to pay a penny more?

    I thought state legislatures issue very specific rates based on a person's history over time regarding very specific risk markets in many parts of say Ohio.,..

    If Im right, I feel sick and dirty inside. Excuse me whie I get it washed off.

    There are thousands, if not millions of drivers who don't have a #### thing happen at all to them. What is it going on with this BS industry trying to act like everyone is going to run off and kill a stadium with a propane load or sometrhing?? *Hyperbole..
     
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  8. Ridgeline

    Ridgeline Road Train Member

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    So you own the company, what's the issue with the license?

    YOU own the company, what's the issue with the license?

    I know I just repeated my statement so here is why.

    I don't understand why the concern, you own the truck, you already have a legally licensed driver, you have a permit, have him take you out and learn how to drive the truck, then on the weekends, practice things like backing up and so on. Then go through then entire road test with him, let him tell you what's wrong and what isn't.

    Then make an appointment for a road test, have him drive the truck there, and just pay the examine fee - all legal.


    Not too many people own the company and the truck to learn first hand.
     
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  9. Hogleg

    Hogleg Medium Load Member

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    Yes, you are correct. One concern is the state says he cannot be my trainer. He has less than 1 year with the Class A license (he ran class B for a while also). So, not a huge issue with the license, I have others that can ride with me. I was mainly wondering about how the insurance works. Insurance is our biggest cost after fuel. For instance, how does the insurance handle a driver in training?
     
    Last edited: Mar 13, 2017
  10. Hogleg

    Hogleg Medium Load Member

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    Salem, Illinois
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    How does this policy handle drivers in training? Do I have to declare myself on the policy?
     
  11. Hogleg

    Hogleg Medium Load Member

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    Salem, Illinois
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    Thanks @strollinruss. Getting all the wiring cleaned up on the Pete. Won't be too long and it will be road worthy again.
     
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