Is 61 too old to be a new driver?

Yes.....you need to be added as a "driver" on the policy as long as you have a permit and or newly minted CDL

 

Not necessarily true.........80% of our business is written in our "admitted" companies.....those companies with "filings" with the various Departments of Insurance.......we file rates and RULES. The Department of Insurance oversees our application of our filing to make sure we follow what we filed.

For risks that don't fit the rules that we have filed in a given state we have available a "non-admitted" carrier that is NOT REGULATED (no filed rates or rules with the various Departments of Insurance) where we can OFFER a way to handle those difficult risks that need coverage yet are outside the norm (losses, mvr, new cdl, commodity hauled). Inevitably the rates we charge in the non-admitted market are higher than our filed rate/rule structure.....but at least we are offering ways for risks outside the "norm" to get insurance and start their business.

 

once a driver has 12 months CDL experience, the debit starts dropping.....once 24 months it's all gone.

 

Anyone named @Hogleg is bound to be a good driver.

 

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I don't buy that at all, he is a CDL holder, not a trainer, so he is also an employee and you hold all the liability. So I would say he isn't a trainer but he is the CDL holder that you have to have in order for you to use your permit.

See here is the thing, his CDL gives him all the privileges of being in charge of a truck on a public road with no restrictions, and seeing he has met the qualifications, then he has the right to have a permit holder drive the truck with him observing and training. It isn't like you need to qualify for a road test with a training company, that is still open.

Age doesn't matter, your insurance is high already because of a driver having less than a year on the road. I wouldn't worry about it. I would check if there is an issue with a permit holder driving your truck but outside of that, I don't see an issue.

My insurance for my authority allows me to train one driver as long as they are an employee. There is no rider I need or special steps to take to have it happen. It is all inclusive, as long as they are an employee with a valid permit issues in the state I have my company.

 

Im interested in this answer as well. ive held a CDL for about 20 years now, for occasional lowboy duty at construction companies, but i dont know if that means anything at all in terms of verifiable experience