Is school needed?

Can I ask what a 23 old driver, with no formal CDL training pays for insurance on a combination vehicle with an agricultural- 100 air mile restriction?

P.S. With your age and expeirence level, I would say any multi state carrier is going to ask for some schooling. There is a guy on here that went to a 40 hr course and the companies have invited him to orientation.....so you might look at this option in your area.

 

i would say run what you have and build your expierence.. if something goes south worry about it then after 2 years running on your own you will be fine either way just my .02

 

So the trucks are in your name, your the sole driver, plated to go multi-state no restriction, and your under your own authorty? You say A Lot, I have to hear the number, I have a clean driving record, 5 years of CDL A exper. 46 ys and when the agent told me what it would cost if I bought my own rig, they needed to call 911! I cant even imagine what you must pay at 23 with limited exper.

 

Keep doing what your doing. If you choose to go over the road, then go under your own authority.

And do you not believe it can't be done? The cost of the insurance that floored you was probably the cargo insurance... Anyone who runs under their own DOT number is has to carry cargo insurance. I believe agriculture may be exempt... Or it is possible that he is running intrastate....

I don't have my own authority. I run under someone elses. My annual truck & trailer isurance is $2496.00. If I choose to get my own authority, then you can add 8 to 10 thousand dollars on top of that.

 

go with what you have right now.....BUT.....

keep VERY detailed papers on what you are doing.....make sure you have company letterhead forms for your company, listing your carrier numbers...

make sure you document your insurance company and premiums..

make sure you document any business owner you have contact with..

keep ALL your tax forms for 10 years or longer...

reason being is, there is a person here that was a business owner and he had to jump through all sorts of hoops and the company he applied to still IS NOT SATISFIED with what they told him to provide...!!!

so DOCUMENT, DOCUMENT, DOCUMENT, and SAVE, SAVE, SAVE......ALL YOUR PAPERS....for proof when some "richard head" at some trucking company says' they need this or they need that.........

you're fine with out formal training.....until you do not provide proof of everything later....

very best of luck to you and your future....

 

Red,

" I don't have my own authority. I run under someone elses. My annual truck & trailer isurance is $2496.00. If I choose to get my own authority, then you can add 8 to 10 thousand dollars on top of that"


Insurance will run all of that and more, depending on cargo value limits and his level of experience and age, that number has to be huge......even available? But most of these guys just stick the equipment under their farm insurance and all is well, until there is an accident.

He stated he is plated commercial, and since its "his" equipment and "their" product, he is for hire under his own authority......well atleast he should be.