Load and insurance question

Discussion in 'Questions From New Drivers' started by acruz, May 2, 2018.

  1. acruz

    acruz Bobtail Member

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    IS it true that if you are a new driver in the trucking business and you get your own insurance ( instead of been insured under the broker) that shippers do not usually hire you? or the loads are not well paid as they would be for an experience driver?
     
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  3. justcarhaulin

    justcarhaulin Light Load Member

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    It depends on what you are hauling. I know in car hauling its very hard to get loads from dealerships or brokers if you are new because they think you are prone to damages. I had prior car hauling experience before i got my authority but i was still turned down on some loads. Some brokers dont care because they are so desperate to have the cars moved they just cross their fingers and hope for the best. There are car broker companies or dealerships that will not assign you a load until you have over 100 positive ratings. It just depends on how desperate they are.
     
  4. Bean Jr.

    Bean Jr. Road Train Member

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    I'm not sure what you are asking. If you are a motor carrier, you run under your own insurance. You do not run under broker's insurance.
     
  5. Rubber duck kw

    Rubber duck kw Road Train Member

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    I think they're pretty well leasing onto a broker just sounds strange to me.
     
  6. acruz

    acruz Bobtail Member

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    Let me see if I make sense. Maybe I'm not using the right terms. I have a guy that gives us loads ( he is the dispatcher), to this guy we pay him 17% of every load ( for the load and trailer), I then also pay him insurance becasue I'm under his insurance. He told me that if I wanted to get my own insurance that was fine too, but that there wouldn't be many " shippers" not sure if he meant brokers who would want to give me the job becasue I'm new in the driving industry.
     
  7. Rubber duck kw

    Rubber duck kw Road Train Member

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    Just confusing never heard of someone running under a brokers insurance before, usually you get your own insurance and then get loads from brokers/shippers. I'm assuming you're using the brokers dot numbers too?
     
  8. acruz

    acruz Bobtail Member

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    May 2, 2018
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    Yes, I'm using his DOT and company name on my truck.
     
  9. Rubber duck kw

    Rubber duck kw Road Train Member

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    Ok now it makes sense to my simple mind. I'm guessing you're not going to be able to get your own insurance and still use his nuke and numbers it's what I've been told anyway.
     
  10. acruz

    acruz Bobtail Member

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    yeah, he said that I can get my own insurance, but I will also have to get all my permits and MC #, so on and so forth under my name and since I will be new to shippers/brokers that I would not be able to make as much money so it was better to stay with him. Just trying to figure out if this is accurate or not?
     
  11. Rubber duck kw

    Rubber duck kw Road Train Member

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    Some of them don't like new owners but you just have to work around it, and then don't work with them after you've been in business awhile either.
     
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