My license was in Florida, I was out in California for 2 years, using my Florida license. The insurance lapse suspended my license but not my plates/reg and I did secure new insurance but had to be physically in Florida to clear it up in person off my license. While I was out in california I got stopped by a cop on 3 separate occasions, all 3 times they asked me if I knew my license was suspended, I said yes that it was an insurance lapse, since my jeep reg and my insurance was current at that point all 3 cops let me go telling me to have a nice day and enjoy my time in cali. It was no big deal to them, so I am baffled why it is an issue now. It is not like I am a bad driver, my driving record is as perfect as one could have, never an infraction in my lifetime. it sure is frustrating.