MCS-150 Bi-Annual Update Missed Oops

What harm is going to be caused by having an inactive Dot number if you get in an accident? I was in an accident a couple weeks ago with no tag or registration on the truck. Insurance company didn't ask any questions about tag registration or dot number and neither did the police for that matter. If you can afford to shut your business down and wait for some pathetic government organization to get around to doing their job more power to you. I think the biggest risk would be getting fined for being out of state whichto be fair can be pretty expensive. I was told by a local third party DOT compliance company that they're seeing average of 120 day processing times right now for Biennal Updates.