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My Insurance Renewal, interest free remedy to paying up front.

Discussion in 'Ask An Owner Operator' started by bigguns, Apr 25, 2019.

Page 2 of 2
  1. Dec 22, 2019 #11
    bigguns

    bigguns Road Train Member

    2,846
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    Jun 13, 2013
    Omega,GA
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    A late update. If you remember I used a credit card to pay my insurance in full upfront to save a little over $2000. The card was paid down to zero balance by July 01.
     
    bigguns, Dec 22, 2019
    bigguns, Dec 22, 2019
    #11
    clausland, Rideandrepair, SL3406 and 2 others Thank this.
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  3. Dec 22, 2019 #12
    PE_T

    PE_T Road Train Member

    3,412
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    Jul 12, 2017
    Texas (trucking since 02/2013)
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    Can you now pay your insurance in full? If you can’t, then not much has changed. Ultimately you want your goal to be not to rely on loans or credit cards as there usually is a fee involved.
     
    PE_T, Dec 22, 2019
    PE_T, Dec 22, 2019
    #12
    bigguns and Rideandrepair Thank this.
  4. Dec 22, 2019 #13
    Cabinover101

    Cabinover101 Heavy Load Member

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    Jul 28, 2019
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    Just wanted to say congratulations. Yes anytime you can save money with discipline go for it. Did you say that you purchase your fuel with a credit card? If so, you are not getting any of the good discounts in fuel that is available
     
    Cabinover101, Dec 22, 2019
    Cabinover101, Dec 22, 2019
    #13
    bigguns, Rideandrepair and PE_T Thank this.
  5. Dec 22, 2019 #14
    Rideandrepair

    Rideandrepair Road Train Member

    17,344
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    Aug 8, 2015
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    Reminds Me of a time, I used my debit card, ran as credit, for fuel, for maybe a year or so. My bank had a 2.or 3% pay back for doing so. The amount was a wash as far as cash vs credit price. The program was cancelled after the financial reforms. I cashed it out, to the tune of $1200.00. The folks at the Bank were surprised. It was nice!!!
     
    Rideandrepair, Dec 22, 2019
    Rideandrepair, Dec 22, 2019
    #14
    bigguns, clausland, TallJoe and 1 other person Thank this.
  7. Dec 22, 2019 #15
    snowwy

    snowwy Road Train Member

    20,558
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    Jul 6, 2009
    0
    Kudos on the 12 months no interest. Smart way to do it if you make it work.

    Did you use a cash back card?
     
    snowwy, Dec 22, 2019
    snowwy, Dec 22, 2019
    #15
    PE_T and bigguns Thank this.
  8. Dec 23, 2019 #16
    bigguns

    bigguns Road Train Member

    2,846
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    Jun 13, 2013
    Omega,GA
    0
    Who cares if nothing much has changed. I saved @2200.

    A lot has changed. I saved $2200. I paid off the insurance premium in just a few months rather using their payment plan. Yes I can pay in full this year.
     
    bigguns, Dec 23, 2019
    bigguns, Dec 23, 2019
    #16
    Cabinover101 Thanks this.
  9. Dec 23, 2019 #17
    bigguns

    bigguns Road Train Member

    2,846
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    Jun 13, 2013
    Omega,GA
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    Yes I use a credit card to pay for fuel. I haven't found one single discount from anyone that saves me more money than by getting fuel at small fuel stops. T/S fuel runs on average $.25 to $.30 more than the places I fuel at. I use a card that pays me cash back as well.
    As an added bonus I don't have to deal with all the idiots at the chain t/s. I also don't waste time in line at the big chain t/s. It is a win/win as far as I am concerned for buying fuel.
     
    bigguns, Dec 23, 2019
    bigguns, Dec 23, 2019
    #17
    Cabinover101 Thanks this.
  10. Dec 23, 2019 #18
    Cabinover101

    Cabinover101 Heavy Load Member

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    Jul 28, 2019
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    10-4 as long as you are content with what you are doing and the money you spend or save on fuel. I like to put that out there bc some guys are not aware that discounts are available
     
    Cabinover101, Dec 23, 2019
    Cabinover101, Dec 23, 2019
    #18
  11. Dec 23, 2019 #19
    bigguns

    bigguns Road Train Member

    2,846
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    Jun 13, 2013
    Omega,GA
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    I have talked to a bunch of those people. Nobody can get me fuel cheaper than what I am paying. As a matter of fact I have one more to check out on my phone right now.
     
    bigguns, Dec 23, 2019
    bigguns, Dec 23, 2019
    #19
    Cabinover101 Thanks this.
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