New DOT and MC #'s Insurance

35000 is what I was quoted. I’m 20 years old and would be new authority pulling a flatbed under 300 mile radius in Kentucky.

 

Wowsers, man. That's really expensive and with a new truck payment every month a pretty daunting prospect.

 

CA makes everything more expensive. When I started running out there in 2012 my insurance went up in 2013 and they flat out told me it was because I was running CA weekly. Funny thing is when I quit running CA in 2015 my insurance for 2016 didn’t go down.

 

Not true.

My CDL is less than 2 yrs old

My MC is only 6 months old

Im with progressive @ $1500/mo

What else you not telling us????

 

Are you in California

 

Which state do you reside?

 

A friend of mine just renewed his policy with Progressive. He moved from Colorado to MN. They jacked his rate initially from around 16k a year (2018 KW & flat bed trailer) to over 20k.

He was incredulous and started digging and calling around.

What he discovered was instead if going through Progressive directly, a more competitive rate can be obtained through a "preferred agent". He found one in the Minneapolis area who signed him on, through Progressive, with the SAME coverage for right around 14k a year.

Go figure...

My coverage is also underwritten through Progressive. I live in Oregon. Have a 2016 Volvo 670 & 2016 Utility dry van. My rate in 2018 after a 15% pay in full discount was $7800 for the year.

 

It must be dependent on the state. I have a friend who just got his MC number last month. Progressive insured him. He bought a brand new KW and a brand new Conestoga flat. He is a new Owner Operator but has a spotless record and 30yrs CDL experience.

Based in Miss.

 

It's absolutely dependant on the state...