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New owner operator and buying a house

Discussion in 'Ask An Owner Operator' started by joseph1853, Sep 22, 2020.

Page 5 of 9
  1. Sep 23, 2020 #41
    joseph1853

    joseph1853 Heavy Load Member

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    Dec 12, 2010
    Waco, TX
    0
    Copy that..

    Looks like I will be looking for another company position at least until getting the house situation sorted out, because as you said any other scenario plays out running thin to say the least.

    I don't know. Lot of variables to consider. Giving me a headache lol.
     
    joseph1853, Sep 23, 2020
    joseph1853, Sep 23, 2020
    #41
    TexasKGB Thanks this.
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  3. Sep 23, 2020 #42
    LoneRanger

    LoneRanger Road Train Member

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    I really don’t have high hopes for the trucking industry to get better.
     
    LoneRanger, Sep 23, 2020
    LoneRanger, Sep 23, 2020
    #42
    joseph1853 Thanks this.
  4. Sep 23, 2020 #43
    snowwy

    snowwy Road Train Member

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    Jul 6, 2009
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    It's 2 years taxes and consistent JOB income.
    For ANY loan.

    And FYI....... FHA isn't being offered at the moment. And only qualifies rural housing. That means living in the sticks.

    I completed the process in June. Moved in July. Brand new house. Most of us got screwed out of the FHA. And had to go conventional.

    Brand new street and construction.
     
    snowwy, Sep 23, 2020
    snowwy, Sep 23, 2020
    #43
    joseph1853 Thanks this.
  5. Sep 23, 2020 #44
    Chinatown

    Chinatown Road Train Member

    68,404
    143,400
    Aug 28, 2011
    Henderson, NV & Orient
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    Freymiller might hire you.
    Have a program to help drivers buy a home.
    Contact a recruiter.
    [​IMG].[​IMG]
     
    Chinatown, Sep 23, 2020
    Chinatown, Sep 23, 2020
    #44
    Super-Trucker, Speed_Drums and joseph1853 Thank this.
  7. Sep 23, 2020 #45
    joseph1853

    joseph1853 Heavy Load Member

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    Dec 12, 2010
    Waco, TX
    0
    I'm just repeating what the mortgage loan specialist said. 1 year for conventional 2 years for fha he said. I'll ask him again to verify though.
     
    joseph1853, Sep 23, 2020
    joseph1853, Sep 23, 2020
    #45
  8. Sep 23, 2020 #46
    joseph1853

    joseph1853 Heavy Load Member

    992
    553
    Dec 12, 2010
    Waco, TX
    0
    10-4
     
    joseph1853, Sep 23, 2020
    joseph1853, Sep 23, 2020
    #46
  9. Sep 24, 2020 #47
    snowwy

    snowwy Road Train Member

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    And I'm saying what i had to supply. For the loan I got stuck with.
     
    snowwy, Sep 24, 2020
    snowwy, Sep 24, 2020
    #47
    joseph1853 Thanks this.
  10. Sep 24, 2020 #48
    Eddiec

    Eddiec Road Train Member

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    Eddiec, Sep 24, 2020
    Eddiec, Sep 24, 2020
    #48
  11. Sep 24, 2020 #49
    diesel guy454

    diesel guy454 Medium Load Member

    371
    802
    Oct 18, 2011
    salina ks
    0
    You have been unemployed for 4 months. No lender will touch you.
     
    diesel guy454, Sep 24, 2020
    diesel guy454, Sep 24, 2020
    #49
    TexasKGB, snowwy and Midwest Trucker Thank this.
  12. Sep 24, 2020 #50
    Midwest Trucker

    Midwest Trucker Road Train Member

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    He didn’t seem to understand why I asked about being unemployed. Like that’s not the very first question a banker will want to know. It’s about determining the borrowers risk.
     
    Midwest Trucker, Sep 24, 2020
    Midwest Trucker, Sep 24, 2020
    #50
    TexasKGB, black_dog106 and Siinman Thank this.
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