Newbie truckers. Don't work for these companies. Heed my warning!

If your credit score is low, due to lack of credit, here's a quick and easy way to build points to get back on track.
1. Apply for a secure credit card, there's companies that offer them, Capital one, Bank of America, the Sky card, just to name a few.
2. You'll get approved, because they're designed for people with challenged credit who want to reuild
3. Basically your deposit amount is your credit limit, so if they require $200 for example your limit should be $200
4. Now the trick with building points is keeping your utilization low, (under 10%), and pay it off before your closing date on your card. (The closing date is important to know, so make sure you find this out when you get the card), it's not the due date.
5.Anyways remember keep the utilization under 10% , so $200 ×10%=$20, don't charge more than $20 a month, and pay it off before your closing date.
6. Keep repeating this every month and your begin to see you credit score increase
7. If you can apply for another card, with another company and do the same, this will help build point's even faster

Remember utilization acounts for 30% of your credit profile, which is huge.
I hope this helps out some, and when you get some time check out some videos on youtube, about credit utilization, it's some very good content out there, just gotta do your research, good luck.