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Person loading damaged the load and is filing on my insurance?

Discussion in 'Flatbed Trucking Forum' started by rccarlson22, Nov 24, 2021.

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  1. Nov 24, 2021 #1
    rccarlson22

    rccarlson22 Medium Load Member

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    I booked a load off central dispatch to haul a boat on its trailer. The owner was going to back the boat onto my trailer and had a forklift to unload.

    The owner is backing the boat onto my trailer, but he hadn’t locked the tongue to his trailer ball hitch. Once the boat got to a certain angle on my trailer ramps, it disconnected and rolled back down into the rear of his SUV. A police report was made and he filed a claim under my insurance trying to get my insurance to pay for repairs…

    Am I screwed on this? Is there any reaction I have to defer his claim and keep it off my record?
     
    rccarlson22, Nov 24, 2021
    rccarlson22, Nov 24, 2021
    #1
    cke, singlescrewshaker and D.Tibbitt Thank this.
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  3. Nov 24, 2021 #2
    D.Tibbitt

    D.Tibbitt Road Train Member

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    Gettin' down westbound
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    If he was the one loading that is on him. Hopefully you took lots of pictures
     
    D.Tibbitt, Nov 24, 2021
    D.Tibbitt, Nov 24, 2021
    #2
    Brettj3876, Flat Earth Trucker, Pamela1990 and 7 others Thank this.
  4. Nov 24, 2021 #3
    rccarlson22

    rccarlson22 Medium Load Member

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    I took pictures and the police report shows me as a witness. He owned up to it in the police report as well. I think he had some mental incapacity and honestly thought maybe someone else’s insurance would pay for it
     
    rccarlson22, Nov 24, 2021
    rccarlson22, Nov 24, 2021
    #3
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  5. Nov 24, 2021 #4
    D.Tibbitt

    D.Tibbitt Road Train Member

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    Gettin' down westbound
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    If he admitted to it then i wouldnt worry about it. Just stay in touch with your insurance company and maintain the narrative that it is his fault.
     
    D.Tibbitt, Nov 24, 2021
    D.Tibbitt, Nov 24, 2021
    #4
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  7. Nov 24, 2021 #5
    rccarlson22

    rccarlson22 Medium Load Member

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    I’m not worried that I will somehow be held at fault, I’m mad that I’m the future when getting a renewal I’m going to have a claim on my record because this guy didn’t know what he was doing to get his SUV fixed
     
    rccarlson22, Nov 24, 2021
    rccarlson22, Nov 24, 2021
    #5
    cke, singlescrewshaker and D.Tibbitt Thank this.
  8. Dec 4, 2021 #6
    OLDSKOOLERnWV

    OLDSKOOLERnWV Captain Redbeard

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    Exactly why I take pictures on any job someone else is involved with….
     
    OLDSKOOLERnWV, Dec 4, 2021
    OLDSKOOLERnWV, Dec 4, 2021
    #6
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  9. Dec 4, 2021 #7
    cke

    cke Road Train Member

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    Colfax Wi
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    Why did you give him your insurance information ?? It’s not your problem till HE has it completely loaded.
     
    cke, Dec 4, 2021
    cke, Dec 4, 2021
    #7
    TripleSix and OLDSKOOLERnWV Thank this.
  10. Dec 4, 2021 #8
    rccarlson22

    rccarlson22 Medium Load Member

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    I think the broker or police gave him my insurance info
     
    rccarlson22, Dec 4, 2021
    rccarlson22, Dec 4, 2021
    #8
  11. Dec 4, 2021 #9
    xsetra

    xsetra Road Train Member

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    It's the insurance companies decision to pay or not
    They will chose the cheapest option. Court cost and lawyers to fight the claim or just pay it.

    Any payout is calculated in your run loss for 3 years. I was told by my agent recently.
    Good luck
     
    xsetra, Dec 4, 2021
    xsetra, Dec 4, 2021
    #9
  12. Dec 4, 2021 #10
    GYPSY65

    GYPSY65 Road Train Member

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    SW FLA
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    No matter what trailer anyone pulls you need to take pics
    I have actually pulled my phone out either before they load or if doing some Monday morning tricks unloading me
    If it looks sketchy I take pics
    I have actually made receivers sign my BOL if I know they are going to unload me in a not so correct way, I simply say you need to sign my BOL for we start to do tricks
    Haven’t had any not sign
     
    GYPSY65, Dec 4, 2021
    GYPSY65, Dec 4, 2021
    #10
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