Person loading damaged the load and is filing on my insurance?

Discussion in 'Flatbed Trucking Forum' started by rccarlson22, Nov 24, 2021.

  1. rccarlson22

    rccarlson22 Medium Load Member

    404
    701
    Aug 27, 2019
    0
    I booked a load off central dispatch to haul a boat on its trailer. The owner was going to back the boat onto my trailer and had a forklift to unload.

    The owner is backing the boat onto my trailer, but he hadn’t locked the tongue to his trailer ball hitch. Once the boat got to a certain angle on my trailer ramps, it disconnected and rolled back down into the rear of his SUV. A police report was made and he filed a claim under my insurance trying to get my insurance to pay for repairs…

    Am I screwed on this? Is there any reaction I have to defer his claim and keep it off my record?
     
    cke, singlescrewshaker and D.Tibbitt Thank this.
  2. Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.

  3. D.Tibbitt

    D.Tibbitt Road Train Member

    14,138
    87,040
    Apr 26, 2013
    Gettin' down westbound
    0
    If he was the one loading that is on him. Hopefully you took lots of pictures
     
  4. rccarlson22

    rccarlson22 Medium Load Member

    404
    701
    Aug 27, 2019
    0
    I took pictures and the police report shows me as a witness. He owned up to it in the police report as well. I think he had some mental incapacity and honestly thought maybe someone else’s insurance would pay for it
     
  5. D.Tibbitt

    D.Tibbitt Road Train Member

    14,138
    87,040
    Apr 26, 2013
    Gettin' down westbound
    0
    If he admitted to it then i wouldnt worry about it. Just stay in touch with your insurance company and maintain the narrative that it is his fault.
     
  6. rccarlson22

    rccarlson22 Medium Load Member

    404
    701
    Aug 27, 2019
    0
    I’m not worried that I will somehow be held at fault, I’m mad that I’m the future when getting a renewal I’m going to have a claim on my record because this guy didn’t know what he was doing to get his SUV fixed
     
    cke, singlescrewshaker and D.Tibbitt Thank this.
  7. OLDSKOOLERnWV

    OLDSKOOLERnWV Captain Redbeard

    12,335
    191,209
    Nov 29, 2011
    West Virginia
    0

    Exactly why I take pictures on any job someone else is involved with….
     
  8. cke

    cke Road Train Member

    3,900
    50,075
    Aug 4, 2013
    Colfax Wi
    0
    Why did you give him your insurance information ?? It’s not your problem till HE has it completely loaded.
     
    TripleSix and OLDSKOOLERnWV Thank this.
  9. rccarlson22

    rccarlson22 Medium Load Member

    404
    701
    Aug 27, 2019
    0
    I think the broker or police gave him my insurance info
     
  10. xsetra

    xsetra Road Train Member

    4,377
    5,238
    Aug 21, 2011
    0
    It's the insurance companies decision to pay or not
    They will chose the cheapest option. Court cost and lawyers to fight the claim or just pay it.

    Any payout is calculated in your run loss for 3 years. I was told by my agent recently.
    Good luck
     
  11. GYPSY65

    GYPSY65 Heavy Load Member

    889
    1,571
    Nov 16, 2012
    SW FLA
    0
    No matter what trailer anyone pulls you need to take pics
    I have actually pulled my phone out either before they load or if doing some Monday morning tricks unloading me
    If it looks sketchy I take pics
    I have actually made receivers sign my BOL if I know they are going to unload me in a not so correct way, I simply say you need to sign my BOL for we start to do tricks
    Haven’t had any not sign
     
    TripleSix, blacklabel and beastr123 Thank this.
  • Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.

  • Draft saved Draft deleted