Prime insurance?

Discussion in 'Questions From New Drivers' started by superhill56, Mar 22, 2017.

  1. superhill56

    superhill56 Light Load Member

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    has anybody dealt with them before as a new driver?
     
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  3. BQ Truck Driver

    BQ Truck Driver Light Load Member

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  4. superhill56

    superhill56 Light Load Member

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    Just what people thought in general dealing with them.
     
  5. BQ Truck Driver

    BQ Truck Driver Light Load Member

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    I went through their training program, am currently a solo driver with them. Glad I chose them, I make 47cpm, average between 2500-3000 miles a week (some more, some less), been on my own about 9 months. No complaints here.
     
  6. loudtom

    loudtom Road Train Member

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    Is Prime insurance the same as Prime trucking company? I've got Prime insurance as a new driver, and it's a terrible deal for us, but the only option we had on short notice. They wanted 5k deposit on top of 25% down payment on like $30,000 a year. After the year, we get the 5k back. So roughly 13k up front and 3k every month for 9 months or something. We do have higher than minimum coverage, but there is no doubt in my mind we're being gouged. I can't tell you how well they handle claims, nor do I intend to find out.
     
  7. tk40176

    tk40176 Light Load Member

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    Those 2 companies are not related in any way what so ever.
     
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  8. Kwan23

    Kwan23 Medium Load Member

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  9. superhill56

    superhill56 Light Load Member

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    Its an insurance company named prime. I was asking if anybody had any dealings with them. Sorry I asked a question that could have been interpreted as me talking about the trucking company Prime.
     
  10. thatinsuranceguy

    thatinsuranceguy Bobtail Member

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    Prime Insurance is what we consider a high risk company. They write insurance for high risk operators that can't get insurance anyplace else because of their out of service issues, accidents or MVR. I would suggest you try getting a quote with Progressive or National indemnity first. They are also expensive but not usually that bad unless you really are a high risk.

    New ventures are considered high risk for the first two years of their authority. Lancer is a good option if you are clean and have newer equipment.
     
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