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Progressive???

Discussion in 'Ask An Owner Operator' started by Derailed, Oct 18, 2014.

Page 2 of 2
  1. Oct 19, 2014 #11
    Cat sdp

    Cat sdp . .

    20,997
    73,341
    Apr 8, 2012
    Orion's Belt
    0
    You already got their excuse "don't meet underwriting requirements ". Shop around.... And dump all progressive products ASAP ......and yes those letters always come on Saturday so you can be ticked off all weekend......
     
    Cat sdp, Oct 19, 2014
    Cat sdp, Oct 19, 2014
    #11
    Derailed and Skate-Board Thank this.
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  3. Oct 19, 2014 #12
    Skate-Board

    Skate-Board Road Train Member

    3,801
    3,996
    Aug 9, 2014
    Merrimack, NH
    0
    I'm surprised. Your not in a bad area of NY. They probably will not tell you why on the phone. They will most likely tell you that you have a make a written request just to blow you off.
     
    Skate-Board, Oct 19, 2014
    Skate-Board, Oct 19, 2014
    #12
    Derailed Thanks this.
  4. Oct 19, 2014 #13
    Ezrider_48501

    Ezrider_48501 Road Train Member

    3,845
    5,130
    Apr 2, 2011
    bismarck, nd
    0
    that's weird, because i used to be with progressive and switched because they did not offer GL in my area. i went to national casualty insurance. when i called to cancel my progressive policy they said that they are working on expanding there GL coverages and to check back with them when this policy renews, that they may offer it by that time.
     
    Ezrider_48501, Oct 19, 2014
    Ezrider_48501, Oct 19, 2014
    #13
    Derailed Thanks this.
  5. Oct 19, 2014 #14
    SHO-TYME

    SHO-TYME Road Train Member

    3,425
    3,179
    Apr 20, 2011
    Dahlonega, GA
    0
    I dropped them as mine was going to go up $2100 this year.

    Flo ain't getting no mo of my money.
     
    SHO-TYME, Oct 19, 2014
    SHO-TYME, Oct 19, 2014
    #14
    Skate-Board, Derailed and Cetane+ Thank this.
  7. Oct 19, 2014 #15
    G/MAN

    G/MAN Road Train Member

    7,031
    8,622
    Sep 3, 2010
    0
    I have never gotten a decent quote from Progressive. Their premiums have always been much higher than most any other insurance company. I was with Northland for years. I left a couple of years ago and went with Lancer. There was only about $100 difference in the premium. Northland had gone up for the last 3 years after lowering my premiums for several years. I have a perfect record and there was no reason for them to go up, but I think most everyone is seeing higher insurance premiums. According to my agent, my premiums are still much lower than most he has seen. I don't even waste my time getting quotes from Progressive. They are usually at least double from any other quote. The funny thing is that some with new authority have gotten good quotes from them. I have been in business for many years and with a good safety record, yet they have always quoted me high. It doesn't make sense.
     
    G/MAN, Oct 19, 2014
    G/MAN, Oct 19, 2014
    #15
    Derailed Thanks this.
  8. Oct 19, 2014 #16
    Derailed

    Derailed Road Train Member

    2,383
    2,657
    Dec 10, 2008
    Upstate NY
    0
    Im not really sure what they base there premiums on. I have had my CDL since 93 and have a clean driving record. I have only had my authority since June and I was delighted when I got my qoute from them including the $1M GL. I was honestly expecting to pay double what I got it for and im kind of preparing myself for a kick in the balls next year. I figure it will keep going up. I have a friend who is also in NY that pulls a flat that has had is authority since 08 and is paying $2k more than me. He also has a clean record. I did alot of shopping around and Progressive was the only thing available to me. For some reason these other insurance companies dont like NY. There was a couple that said to give them a call back in a year or 2. I do plan on shopping around next year as the 500 mile restriction puts a damper on things. I dont really want to come across an inspection in GA or someplace and have them find it on my CSA.
     
    Derailed, Oct 19, 2014
    Derailed, Oct 19, 2014
    #16
  9. Oct 19, 2014 #17
    G/MAN

    G/MAN Road Train Member

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    8,622
    Sep 3, 2010
    0
    I believe you can go out of the 500 mile service area a few times per year with Progressive. I would check the policy or call your agent to be sure.
     
    G/MAN, Oct 19, 2014
    G/MAN, Oct 19, 2014
    #17
    Derailed Thanks this.
  10. Oct 20, 2014 #18
    Derailed

    Derailed Road Train Member

    2,383
    2,657
    Dec 10, 2008
    Upstate NY
    0
    Well, got that taken care of with a simple questionnaire about the type of loads I have been doing. The main thing they wanted to know is if I was hauling logs which I dont. Lumber yes, logs no.
     
    Derailed, Oct 20, 2014
    Derailed, Oct 20, 2014
    #18
    mp4694330 and Cetane+ Thank this.
  11. Oct 20, 2014 #19
    Cat sdp

    Cat sdp . .

    20,997
    73,341
    Apr 8, 2012
    Orion's Belt
    0
    Why didn't they just ask that...... Instead of saying they weren't going to renew you. And let you stew all weekend.

    P.S. All insurance companies suck !
     
    Cat sdp, Oct 20, 2014
    Cat sdp, Oct 20, 2014
    #19
    Derailed and Cetane+ Thank this.
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