Question for those that have Progessive insurance.

I'm with Progressive direct. No agent. Prepay the policy and you save 5% too.
I have had NO issues with filings. They charge for them ($35 each I think) but they were submitted electronically and within hours of my request.
(BMC-91 and BMC-34 for example)

Oddly, sometimes your rate can actually be cheaper using an agent vs going direct. Not sure I understand that, but I have been with Progressive Direct since June and anything I needed, I can call 24/7 and reach someone with virtually no time on hold.
Agents are never that accessible.....and I have never been overly impressed with any agent I have ever dealt with.

By the way, I have worked with RigQuote..one of the sponsors on this forum. They couldn't even MATCH my rate I am getting
with Progressive Direct (they are an agent for Progressive) - I emailed my policy to them to see if something in their ratings were off and I never heard back.
Emailed them 2 more times - both went to dead air....

 

Same here, just called 800 # and told them what I needed and they took care of it , $35.00 fee each as stated, but very easy to deal with.

 

I have two agents... one for liability and cargo... the other for my physical damage and bobtail/unladen coverage.

I've never been charged to send any type of documentation by either agent.

 

Thats cool. Maybe Progressive charges it to file ELECTRONICALLY?
I dunno but it was lightning fast and I wasn't too concerned about the cost.
It was a one time only charge, so if I change limits and need to update my MC, there is no additional charges later on.

I'm not in love with Progressive, but anytime I call (day or night) I have reached a rep quickly and one that actually understands my needs. That was a surprise - but I think they all have to be trained/certified..

 

Could you tell me what the down payment was for Progressive or did you just pay for the whole term?

Thanks...

Stiffride...

 

They offer several payment plans.
I paid in full (additional 5% off and that really added up).

I think the cheapest is EFT each month. Here in my state they offer
EFT 12x a year with a $1 fee. So thats only $12 but loosing the 5% discount sucked.

I actually tossed the entire charge on my credit card.
I got 5% off from Progressive and 2% back from the credit card.
Of course it had to be paid off that month or the interest charges would wipe out any savings ..

Next year at renewal I may have to explore the EFT option...

 

I have been with Progressive for 3 years and never have had one problem i have a agent i pay $480 a month and my down payment is the first months payment i save 5% by electronic draft my 2nd year mine droped $100 a month for my renewal
The only thing i dont like is thay only go 500 mile radius