Question on Workers Comp

Discussion in 'Ask An Owner Operator' started by Yost69, Sep 21, 2010.

  1. Yost69

    Yost69 Light Load Member

    50
    18
    Aug 2, 2010
    0
    I am in wv and am looking at hiring a driver. I was told today by an insurance person that in order to be legal I will need to have workers comp insurance in every state that the truck will be traveling.

    Is this how it is? I was told that the cost for workers comp starts at 1500 a year and goes up from there. Well 1500 a year x 48 states = a heck of alot of money. About 72000 at the cheapest. How is this possible?

    It makes no sense what so ever to me so I am asking and hoping someone here knows how it is.

    Thanks
     
  2. Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.

  3. ky wildcat 4ever

    ky wildcat 4ever Heavy Load Member

    724
    129
    Apr 22, 2009
    Somerset KY
    0
    If I am correct the work comp is in the state you live in and it covers all 48 states
     
    wildbill123 Thanks this.
  4. Allow Me.

    Allow Me. Trucker Forum STAFF Staff Member

    10,687
    12,271
    May 28, 2009
    Rancho Mirage, Ca.
    0
    Correct, but not all states require workers comp. Ca. does, Az. does not, for instance.
     
  5. Native Dancer

    Native Dancer Heavy Load Member

    978
    3,259
    Dec 28, 2007
    Portland, Or.
    0
    I have mine through WA state, $1.84/hr. for 49 states and all of Canada.

    Some shippers and recievers require you to have it.
     
  6. Cowpie1

    Cowpie1 Road Train Member

    5,569
    4,651
    Nov 25, 2008
    Kellogg, IA
    0
    Another good case for the argument that if you are moving up in business to where you are hiring people, you need to also have an attorney you can call for advice. Much as I have issues with attorneys in general, it is cheaper than having a government agency messing up your life.
     
  7. dino6960

    dino6960 YOUDAMAN

    1,347
    4,583
    Jun 25, 2009
    florida
    0
    but if one realy thinks about it ,the insurance company is as bad as the goverment! you have to have ,worker comp,you have to have homeowners,and in some states flood and wind,the in order to have a vehical auto insurance............but in the big picture,one auto accident,one hurricane,one flood or exsessive rainy day alll those premeuims pay for them selves,,unless you live in florida and after one huricain ,they drop your policy to get higher rates:biggrin_25513: after the last batch of hurricains a few years ago we decided to change the state flag to a blue tarp with a generator on it,,in hopes fema would come to the rescue:biggrin_25513::biggrin_25513:
     
  • Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.