Reality of my logic

No, it’s cheaper to die. But can’t think that way, You have to do the best you can for as long as you can.Bk last resort. Not always necessary, Ride it out. They can’t get what you don’t have. Don’t even worry about it. Not healthy. My father had, 3 ins policies, one from work, he maintained after becoming disabled, Medicare, and a bcbs supplemental policy, yet he got bills for thousands regularly. I can still see him, smiling and ripping them up!!! At that point it didn’t matter, at all. Since paying was impossible.

 

As encouragement death has no meaning. Ive already been dead a number of times out here on the road. The last one in Fort Collins was really a near thing for me. One mashed driver. whew.

I do not seek it out. But if I see it coming I stand on my boots and fight. Because there are two people in this world as long they live, they deserve to have me around for them.

 

You'll be money ahead by putting money down on a used truck and keeping the rest of your cash for emergencies and repairs. You can get a good used truck with a payment between $1300-$1700 a month. Yes you'll have a payment but you'll also have cash to be down a week if need be. But I don't mind payments. I'd rather drive something newer. Buying a truck for $15k usually requires about that much more put into it to make it a good reliable truck.

I have a 2014 KW that I bought in April of 2018. It had 406k miles on it. Price was $62,000 and I only put $3500 down. My payments are $1763 a month for 4 years. I wish I would've went 3 years. If you put $10k-$15k down you'll have a much lower payment. It's not hard to make the payments and I pull a van. My average rate per mile for all miles is about what you're using for your figuring.

 

That's a smart play.

 

Do their loads take precedence or are they simply options for you to run? Will you be forced to take them?