Running With Schneider - 2 (As IC Choice for more than a year now!)

Discussion in 'Schneider' started by atruckr, May 1, 2014.

  1. Shawhawk

    Shawhawk Bobtail Member

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    Feb 17, 2014
    Sacramento, CA
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    Do they base it on credit when you lease?
     
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  3. SmokinBoles

    SmokinBoles Medium Load Member

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    Jun 7, 2013
    Seville, OH
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    No. I did not let them check my credit and I was approved for a one year lease on a new EVO. They look at your work history and interview you over the phone. If you have really good credit you may find better terms at a dealer but I wanted to lease and very happy with SNI finance so far.
     
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  4. moosc

    moosc Road Train Member

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    Mar 5, 2009
    Lincolnton NC
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    Wow that's crazy.. Never heard a financial institution just hand over keys to a 150k truck. So trust worthy they are. FYI I call bravo Sierra because they do check your credit history that's why there are different interest rates they better your score lower rate bad credit higher rates..
     
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  5. SmokinBoles

    SmokinBoles Medium Load Member

    477
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    Jun 7, 2013
    Seville, OH
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    Speak only of what you know of or you come accross as a Delta Alpha...banks of course check credit but Schneider Finance has the option to check your credit or not. Try it out before sounding foolish next time. My credit is ok but wondered how I or why they would have a box to check if you wanted them to not check your credit. I chose not to let them just to see what they said. Here's the catch. If you want a used truck or to lease longer than 1 year they have to check your credit. Also, you have to lease on with Schneider. If they check your credit you can lease on with other carriers. If you are ok with a 1 year lease and a new EVO. Then as long as you have a solid driving and employment history they can approve you which they did for me. I have not accepted yet. I have my company working on a lease deal as well and then I will make the decision within the next few weeks. I had to ask a second time. No credit check means only 1 year lease and new EVO? Yes the rep said. That's what I wanted anyhow a one year lease. I might let them check my credit now because I am thinking about the new 780 and I have the money for a large down payment if needed. Going to the dealership next week to see what they can offer but a one year lease is going to be hard to beat. Different ideas I know. Some want to payoff their truck while some figue it's a cost of doing business and keep leasing new every so often. Schneider also has peterbuilts and kenworths along with the Volvo but all of this require a credit check and down payment as of two days ago. Prices and terms subject to change at any time.
     
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  6. SmokinBoles

    SmokinBoles Medium Load Member

    477
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    Jun 7, 2013
    Seville, OH
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    As far as different rate etc. I was quoted $798 a week for 12 months on a Brand new EVO with no credit check. I would like to know if anyone with Schneider has a lower payment on a 12 month lease with a new truck? DSO's payment is lower but they checked his credit vas he has a used truck. Nice looking one at that! Wish the new ones had your color still. Black or flat pewter both with black flat fairings.
     
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  7. atruckr

    atruckr Road Train Member

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    May 14, 2011
    Victorville CA
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    It's not like they can't find the truck if you choose to walk! Unless someone disconnects all tracking devices on the truck they know exactly where it is at all times. Plus they have all your info from job history SS # etc.. They know how to find you too..
     
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  8. atruckr

    atruckr Road Train Member

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    May 14, 2011
    Victorville CA
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    Does that include the Maintenance or just truck payment? Mine is $667 for slightly used 2013 Cascades 3 year lease. Not the same but maybe you can compare a little. Went with 3 year lease cause it was cheaper and after talking with a friend over long period of time who drove as IC.. I went for it! I knew trucking is going be my career for extended period of time and figured if it is trucking I'm doing I wanted to do it as IC .. No just trying it out for me! lol
     
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  9. SmokinBoles

    SmokinBoles Medium Load Member

    477
    133
    Jun 7, 2013
    Seville, OH
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    That is for the truck payment only. But each new year the payment will be reduced. Probably average $667 a week over a three year period.
     
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  10. atruckr

    atruckr Road Train Member

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    May 14, 2011
    Victorville CA
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    CentraMatic's Review,

    Some time ago I got new steer tires after my original Goodyear tires began to fail rapidly around 70,000 miles. I was experiencing wobbling in the steering and pulling to the right. Balanced and rotated them and it helped for a while. By the time I hit 100,000 miles with those tires, I just couldn't stand it anymore! The truck was almost brand new but it felt like you were driving and old clunker. Just can't see driving all day long and consistently fight with steering to keep the truck on the road. Just made no sense. There had to be a fix!

    So I got new tires and purchased the Cetramatic's and had them installed at same time. Still had to get the new tires rotated and balanced because they did start to pull to the right a little. Now with over 130,000 on these steer tires no problems truck drives great! SFI said they don't allow us to purchase them through our maintenance account because doesn't actually save us any money. I disagree, these tires are still looking good and will out last the originals by twice as much. That saves me at least $900 less cost of CM -$260 that's saving of $640. Plus I feel more comfort and safety having better control of the steering. I understand that SFI wont' allow us to purchase through maintenance things like hub covers, custom mud flaps, chrome etc.. I'm thinking to them the CM's fall in the same category.. Which is understandable I guess.. They probably look at as the maintenance account is for repairs that are part of the truck it's self. No add on's!

    Anyway, Made this video to show my results.. Was kinda standing in the shadow so pardon my unprofessional taping! lol



    Have heard rumors in the past that the original tires from factory are crap anyway and that would make this info null..so take it for what's worth! Me..I seriously doubt it and was having problems so went for a solution.. If you know what I mean. Everywhere I asked different mechanics about the irregular wear and there really was no good reason why tires do this. Both of my company trucks did exact same thing.. So I see this as a Goodyear tire thing, or else the centramatic's do really keep the tires running smoothly.

    Carry on!
     
    Last edited by a moderator: May 9, 2015
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  11. atruckr

    atruckr Road Train Member

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    May 14, 2011
    Victorville CA
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    Oh that is interesting, so they will lower the payment a little if you choose to lease it another year ? Didn't know that.
     
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