This is why you should have guaranteed payment to start repairs immediately, or claimed on your own physical damage and let your insurance company subrogate the claim to Swift. Then you'd have been back on the road by now. Commercial insurance doesn't work like car insurance. Swift will not pay for downtime you incurred waiting for them to process your claim. Only for the actual repair time duration.
Sorry to hear this, and sorry the advice is a dollar short and a day late. Just how it is. Don't shoot the messenger LOL.
Swift accident
Discussion in 'Ask An Owner Operator' started by natanishe, Jan 29, 2018.
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Wondering what kind of truck it is that's taking so long to repair. 60 days down for an hour's worth of work.
15 days is pretty considerate of them as it is. Fix the truck and be done with it. Worry about check later. -
$150 a day is a joke.
You need to show an attempt to mitigate your loss of revenue (Rent/Lease another truck) and sue them.
Took me almost 2 yrs to get it,.. but I got $26k plus expenses (Roughly $34k in total to me plus attorney fees) for 41 days of down time.
Companies like Swift and the one I dealt with are self insured. Dealing with them is a PITA. They will try to convince you that $150 day or $750 a week is industry standard. As soon as I was emailed that I stopped communicating with them and went straight to my attorney. As my lawyer explained,.. there is no industry standard. Add up your gross revenue for the previous 4 months as well as you current expenses you incurred while down,.. then let your attorney handle the rest. Dig in and be prepared to ride it out.
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Problem isnt always the direct repair. The shop I was at had a 3 week back order of trucks that needed to be repaired. Next closest body shop was 180 mi away. They too had a 2 week wait.
They did no want to pay for the tow and I was not driving it. So we played the waiting game. This also played a pivotal role and argument in my case
Hurst -
I hope he's not waiting for a check before fixing though.jammer910Z Thanks this.
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