Swift accident

Discussion in 'Ask An Owner Operator' started by natanishe, Jan 29, 2018.

  1. RedForeman

    RedForeman Momentum Conservationist

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    This is why you should have guaranteed payment to start repairs immediately, or claimed on your own physical damage and let your insurance company subrogate the claim to Swift. Then you'd have been back on the road by now. Commercial insurance doesn't work like car insurance. Swift will not pay for downtime you incurred waiting for them to process your claim. Only for the actual repair time duration.

    Sorry to hear this, and sorry the advice is a dollar short and a day late. Just how it is. Don't shoot the messenger LOL.
     
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  2. ncdriver1

    ncdriver1 Road Train Member

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    Hind sight being 20/20 and all that, I'd suggest next time pay for the repairs out of pocket or let YOUR insurance pay and then go after swift to recoup. I would not have let my truck sit for that long not working.
     
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  3. LGarrison

    LGarrison Road Train Member

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    Don't let Swift dictate what you're going to do they are trying to rip you off lawyer up
     
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  4. MagnumaMoose

    MagnumaMoose Lost or Missing

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    But .... my bullets are gettin' rusty. And the box says "best if used by 8-16" so I really need to use 'em up. They destabilize over time don'tcha know ? They might get dangerous. ..... Can I at least go pop one off at the next Swift I see ? Since you don't wanna play an all. Spoil sport. Pffft.
     
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  5. Hick

    Hick Heavy Load Member

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    Heyyyy watch it now! We have snowflakes on this site! That will get labeled as a racist, sexist, homophobic, xenophobic and Islamaphobic terrorist threat and the FBI and CIA will be crawling all over you!
     
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  6. jammer910Z

    jammer910Z Road Train Member

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  7. snowwy

    snowwy Road Train Member

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    Wondering what kind of truck it is that's taking so long to repair. 60 days down for an hour's worth of work.

    15 days is pretty considerate of them as it is. Fix the truck and be done with it. Worry about check later.
     
  8. Hurst

    Hurst Registered Member

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    I went though this.

    $150 a day is a joke.

    You need to show an attempt to mitigate your loss of revenue (Rent/Lease another truck) and sue them.

    Took me almost 2 yrs to get it,.. but I got $26k plus expenses (Roughly $34k in total to me plus attorney fees) for 41 days of down time.

    Companies like Swift and the one I dealt with are self insured. Dealing with them is a PITA. They will try to convince you that $150 day or $750 a week is industry standard. As soon as I was emailed that I stopped communicating with them and went straight to my attorney. As my lawyer explained,.. there is no industry standard. Add up your gross revenue for the previous 4 months as well as you current expenses you incurred while down,.. then let your attorney handle the rest. Dig in and be prepared to ride it out.

    Hurst
     
  9. Hurst

    Hurst Registered Member

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    Problem isnt always the direct repair. The shop I was at had a 3 week back order of trucks that needed to be repaired. Next closest body shop was 180 mi away. They too had a 2 week wait.

    They did no want to pay for the tow and I was not driving it. So we played the waiting game. This also played a pivotal role and argument in my case

    Hurst
     
  10. snowwy

    snowwy Road Train Member

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    I thought i saw the word bumper in there. I reread his post and it just says HALF HIS FRONT.

    I hope he's not waiting for a check before fixing though.
     
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