Tell me why I shouldn’t switch to Progressive for Insurance?

If you haul a lot of tarped steel or tarped lumber, maybe not go with Progressive.

Lumber brokers are few that won't work with them, steel seems much more picky. I ain't going into another steel plant, so no worries for me.

It seems that at one time Progressive didn’t pay claims due to water damage. Their policy has changed, but brokers aren't changing with it.

 

Since when is progressive cheaper ? I was thinking of going/trying great west at renewal. Have Northland now.

 

This year. Just got a call from my insurance agent

 

Always has been cheaper for me. Others quotes were 13-15k$

 

Speaking of Great West...has anyone else heard of GW(or the insurance agent) holding $1000 until you decide to leave GW??

I realized and asked my agent the other day about why my payments add up to $1004 over the quoted renewal price(I actually paid the $1004 up front).

He said Ill get that $1004 back when/if I decide to leave GW??

This is the exact quote.....The extra $1,004 you see is from your initial deposit. That deposit includes your first month’s payment plus the $1,004, which is fully refundable if you ever decide to leave Great West.

 

Been with Great West 25 yrs. That has never happened here. I questioned your agent!

 

Good to know

 

Yeah, I've been with them since Day 1 and they've never done that to me. My down payment is 20% every year and then 10 payments of 10% on the remaining balance. Something doesn't smell right.

 

You are correct. I’m ashamed it took me a few months into my policy to realize this….

 

Never happened with me. Been here for a few years now. Always make qtr payments since no discounts for paying for the year in advance.