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The insurance company doesn't want to pay.

Discussion in 'Ask An Owner Operator' started by RomTon, Feb 28, 2024.

Page 4 of 8
  1. Feb 29, 2024 #31
    RomTon

    RomTon Bobtail Member

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    Let me ask you a riddle. Please tell me who is at fault in this accident?
     

    Attached Files:

    RomTon, Feb 29, 2024
    RomTon, Feb 29, 2024
    #31
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  3. Feb 29, 2024 #32
    RomTon

    RomTon Bobtail Member

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    One more photo for a better understanding.
     

    Attached Files:

    RomTon, Feb 29, 2024
    RomTon, Feb 29, 2024
    #32
  4. Feb 29, 2024 #33
    snowwy

    snowwy Road Train Member

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    прошу друга
     
    snowwy, Feb 29, 2024
    snowwy, Feb 29, 2024
    #33
    hope not dumb twucker Thanks this.
  5. Feb 29, 2024 #34
    Ridgeline

    Ridgeline Road Train Member

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    Need to know what happened, but if this is the case you are telling us, the owner.
     
    Ridgeline, Feb 29, 2024
    Ridgeline, Feb 29, 2024
    #34
    Last Call, hope not dumb twucker and LoneRanger Thank this.
  7. Feb 29, 2024 #35
    gentleroger

    gentleroger Road Train Member

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    Post a Google map image of where the incident happened.
     
    gentleroger, Feb 29, 2024
    gentleroger, Feb 29, 2024
    #35
  8. Feb 29, 2024 #36
    LoneRanger

    LoneRanger Road Train Member

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    the owner 100%


    Even if the CDL driver was not at fault. Not having insurance and not being cleared to drive according to DOT/FMCSA rules means the other guys lawyer is going to bury that company. The other driver is no longer responsible.
     
    LoneRanger, Feb 29, 2024
    LoneRanger, Feb 29, 2024
    #36
    Rookie driver 956, W923, Siinman and 4 others Thank this.
  9. Feb 29, 2024 #37
    RomTon

    RomTon Bobtail Member

    46
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    Feb 27, 2024
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    This accident is not related to the case of refusal to pay insurance. However, this matter is relevant to the discussion in this thread. Here's a page from the police report.
     

    Attached Files:

    RomTon, Feb 29, 2024
    RomTon, Feb 29, 2024
    #37
  10. Feb 29, 2024 #38
    LoneRanger

    LoneRanger Road Train Member

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    You don’t seem to understand when it comes to US law regarding commercial vehicles.

    Your truck was not authorized to be on the road with that driver. This means if your truck was not suppose to be there the accident could have been avoided.

    Truck owner responsible 100%


    Now if the driver was authorized, that would mean truck owner is safe and insurance handles everything else.
     
    LoneRanger, Feb 29, 2024
    LoneRanger, Feb 29, 2024
    #38
    Rookie driver 956, MACK E-6, Siinman and 4 others Thank this.
  11. Mar 1, 2024 #39
    RomTon

    RomTon Bobtail Member

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    Feb 27, 2024
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    And yet, who is to blame for the accident in the photographs?
     
    RomTon, Mar 1, 2024
    RomTon, Mar 1, 2024
    #39
  12. Mar 1, 2024 #40
    LoneRanger

    LoneRanger Road Train Member

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    Hypothetically the other driver. Only if your driver was authorized to operate. Since your driver was not authorized then the blame is on you.
     
    LoneRanger, Mar 1, 2024
    LoneRanger, Mar 1, 2024
    #40
    Rookie driver 956 and Tug Toy Thank this.
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