Uninsured driver topped a bridge HELP!

Discussion in 'Experienced Truckers' Advice' started by Abelnkn, Mar 7, 2017.

  1. Broke Down 69

    Broke Down 69 Road Train Member

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    Pretty much it in a nutshell.
     
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  3. buzzarddriver

    buzzarddriver Road Train Member

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    Triple Six, reread the first line of the OP. The newly hired driver was training his friend who had just gotten his CDL. They both had CDL's, but the second guy wasn't an employee. The first, newly hired guy, was letting his friend go along and he was training him, behind the owners back.
    As has been posted, the insurance will cover the damages, sue the two guys, and surely cancel the policy. AND, the owner may have problems getting a new policy,and or pay a very high premium, if anyone does insure him.
     
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  4. x1Heavy

    x1Heavy Road Train Member

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    If I hopped into a CMV in Arkansas and the state police corralled me and wrote tickets I lose my car license 120 days. Meaning no CDL at all in the CMV when caught. Now if there is a accident, speeding and other problems the charges stack and stack.

    But I wont go to jail for being in a CMV with a car license. Now... one can argue that I stole it then that will be different.

    Fines certainly. About once a month we catch no CDL in a CMV in our area.

    http://www.dmv.org/ar-arkansas/traffic-ticket-fines-and-penalties.php
     
  5. beachin

    beachin Light Load Member

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    What kind of an idiot let's his friend with no license drive. Either way, he should have his CDL yanked for not taking his responsibilities seriously. What is he a third grader?

    Oh sorry he had a license, but in this instance that's a small formality. He had no business letting him drive. What made either of them think the new driver was qualified to train. I smell something more fishy here.
     
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  6. albert l

    albert l Road Train Member

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  7. pattyj

    pattyj Road Train Member

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    Plus why would that Uninsured driver drive for free.if the boss didn't know he was driving then boss wouldn't pay him.Did boss hire a young newbie that needed training himself or what.Sure sounds that way.Is the boss a newbie himself in this biz.Hopefully boss closes up shop and does something not affilated with trucking.There is already way too many ppl that doesn't take this industry serious and doesn't have the passion for it.
     
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  8. noluck

    noluck Road Train Member

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    It's not that simple. When you hire a driver you have to call the insurance company and add said driver. That's why they want an mvr and a social security number. If the driver was not an approved driver they have a legal way out of this. If they do pay, you will be dropped. And the next ins. Company will be high as a camel's arse
     
  9. Hulld

    Hulld Road Train Member

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    It's absolutely the way I said.
    I own a trucking company and I know all about MVR submittals to the insurance company to add drivers.
    In the end they are required to cover the accident and yes the company will drop your insurance coverage at there first available opportunity.
    Also good luck getting insurance after this because it will be a matter of record that they were dropped for an accident with an unapproved driver.
    Insurance is all about risk that's why they ask for MVR reports and social security numbers and believe it or not even financial back ground on the owner.
    They do all this to help mitigate there risk.
    But in the end they still need to be prepared to cover some company doing somthing stupid like putting an unapproved driver in the seat.
     
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  10. noluck

    noluck Road Train Member

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    Thankfully I've never been put in this spot. I do know if there is a way to get out of paying they will not hesitate to use it.
     
  11. Ridgeline

    Ridgeline Road Train Member

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    But you miss a very important point, they don't have an obligation to pay a dime, the insurance doesn't cover this because the driver is uninsured by FMCSA standards. He has to be an employee or a mechanic to be covered for an accident, he is not either.
     
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