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W/C, certificate of Insurance

Discussion in 'Ask An Owner Operator' started by istumped, Jul 27, 2022.

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  1. Jul 27, 2022 #1
    istumped

    istumped Medium Load Member

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    O/O's that are leased on to a carrier. Does your carrier require a certificate of Insurance for a workman's comp policy? I can understand a coi for freight coverage not for a workers comp policy/workers occupation policy. Asking for a friend. Thanks
     
    Last edited: Jul 27, 2022
    istumped, Jul 27, 2022
    istumped, Jul 27, 2022
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  3. Jul 27, 2022 #2
    Derailed

    Derailed Road Train Member

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    I know in NY you are required to carry WC when leased to a carrier
     
    Derailed, Jul 27, 2022
    Derailed, Jul 27, 2022
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  4. Jul 27, 2022 #3
    wichris

    wichris Road Train Member

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    WI either a occupational health, comp or the "fake" comp
     
    wichris, Jul 27, 2022
    wichris, Jul 27, 2022
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  5. Jul 27, 2022 #4
    nikmirbre

    nikmirbre Road Train Member

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    It depends on the state.....When I was leased we weren't required to... Occ/acc was like a substitute insurance instead of WC
     
    nikmirbre, Jul 27, 2022
    nikmirbre, Jul 27, 2022
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  7. Jul 27, 2022 #5
    abyliks

    abyliks Road Train Member

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    A lot of customers/brokers want to see it as well, you can exempt yourself though as a sole proprietor, but you still need a policy
     
    abyliks, Jul 27, 2022
    abyliks, Jul 27, 2022
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  8. Jul 27, 2022 #6
    istumped

    istumped Medium Load Member

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    Let me rephrase what iam asking. Policy is not good enough for coverage for carrier. Wanting a certificate of Insurance with the carrier's name on it. Fully aware of opting in and opting out.
     
    istumped, Jul 27, 2022
    istumped, Jul 27, 2022
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  9. Jul 27, 2022 #7
    wichris

    wichris Road Train Member

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    So they want to be an additional insured? Know someone that got hammered because the O/O was using one of his trailers and was injured in the trailer.
    Occ health denied the claim because it was not the O/O's "equipment"
     
    wichris, Jul 27, 2022
    wichris, Jul 27, 2022
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  10. Jul 27, 2022 #8
    Another Canadian driver

    Another Canadian driver Road Train Member

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    YES
     
    Another Canadian driver, Jul 27, 2022
    Another Canadian driver, Jul 27, 2022
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  11. Jul 27, 2022 #9
    abyliks

    abyliks Road Train Member

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    what do they want to see? But yes it is common to be required to have a policy
     
    abyliks, Jul 27, 2022
    abyliks, Jul 27, 2022
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  12. Jul 27, 2022 #10
    istumped

    istumped Medium Load Member

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    Yes, they want to be listed as additional insured. Why?
     
    istumped, Jul 27, 2022
    istumped, Jul 27, 2022
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